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The most affordable way to insulate a garage involves choosing cost-effective materials like fiberglass, which comes in batts or rolls and is relatively easy to install. You can often install this type of insulation without needing to add drywall, which helps reduce costs. While a DIY approach might seem cheapest, hiring a professional installer can be highly cost-effective. Experts can accurately determine your garage's specific insulation needs and ensure the best results for your investment, often using batt insulation for the bulk of the project.

It is possible to install a radiant barrier yourself. However, knowing how to install a radiant barrier and actually doing it are two totally different things. For example, it’s important that they be installed in a straight line but at an angle that creates a gap between the roof panels and the foil or spray. If this gap is too large or small, it won’t function as it should, and that may be hard to avoid if you’re only a novice. When in doubt, leave this job to a pro.

According to a report from Energy.gov, radiant barrier installations can save between 5% and 10% on your energy bill each month that your HVAC cooling is in operation. That fact can mean savings of up to more than $325 per year for homes that experience frequent direct sunlight and high summer temperatures. 

Insulating an unheated garage can still be worth it. For instance, insulating an attached garage can help with heat loss from your house in general, and it can also make it easier to store electronics in your garage without worrying about them being exposed to extreme temperatures.

If you use your detached garage as a workspace, insulation can still make a difference. Plus, you can use space heaters and a window unit AC to help condition the space while you work without installing heating.