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PAUL DAVIS RESTORATION

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PAUL DAVIS RESTORATION

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Paul Davis Restoration is multi-peril insurance repair experts in both residential and commercial properties. Since our beginnings in 1966, Paul Davis Restoration was the first network of contractors to partner with the insurance industry. Our people have extensive industry, construction and mitigation knowledge. We are a community of experts, who have come from different backgrounds rich in experience. We are licensed and our staff trained using IICRC-sanctioned restoration techniques.

Paul Davis Restoration is multi-peril insurance repair experts in both residential and commercial properties. Since our beginnings in 1966, Paul Davis Restoration was the first network of contractors to partner with the insurance industry. Our people have extensive industry, construction and mitigation knowledge. We are a community of experts, who have come from different backgrounds rich in experience. We are licensed and our staff trained using IICRC-sanctioned restoration techniques.

Earthquake Retrofitting questions, answered by experts

Many homeowners want to know whether earthquake retrofitting is tax deductible. Because it’s often considered a capital improvement, you usually can’t deduct it. In some cases and locations, you may qualify for tax incentives, but you’ll need to talk to a tax professional or the Internal Revenue Service (IRS) about your specific circumstances. You may also be able to find grant money for seismic upgrades, which can lower the cost of your insurance premiums and save money over time.

According to the Earthquake Country Alliance—a public and private alliance in California that works to improve earthquake and tsunami readiness—reports that unreinforced masonry, such as stone, bricks, and hollow clay tiles, is more susceptible to earthquake damage. The mortar between bricks isn’t as stable as other building materials and methods.

Generally, the retrofitting process can take two to four weeks. Your contractor will let you know if staying in your home for the entire project is feasible. However, most people are able to remain at home. If your home is undergoing earthquake rehab, it's more likely that you'll need to leave until work is complete. Your earthquake insurance may cover boarding costs if your home is deemed unsafe.

An earthquake retrofit is essential for safety in an earthquake-prone area. Without proper retrofitting, your home is at risk of sliding off the foundation, shifting, or collapsing.

You may also require a retrofit if your home was built before 1980 when building codes began requiring reinforcing, bracing, and bolting for new construction. You may not be eligible for insurance to help pay for earthquake-related damages without a retrofit.

Even if you invested in the cost of a gas shut-off valve for your oven and other appliances, it’s a good idea to add a seismic shut-off valve as an extra safety measure. 

Gas shut-off valves for appliances are manual, meaning someone has to cut off the flow of gas. This leaves room for error, as you might not be home or might be too distracted to think about gas lines during an earthquake. An earthquake valve is automatic and will protect your home from gas-related disasters in the event of an earthquake.

The Boones Mill, VA homeowners’ guide to earthquake retrofitting services

From average costs to expert advice, get all the answers you need to get your job done.

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