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Lead Testing and Removal questions, answered by experts

If lead is detected in a property, steps should include arranging for professional removal or containment, notifying all occupants, and implementing interim safety measures to reduce exposure.

No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

The average cost of a lead paint inspection is about $600, but it can cost as low as $150 or as much as $800, depending on the size of the area, geographic location, and the inspection methods. Some of the most common lead paint inspection methods include:

  • Visual inspection: $150–$400

  • Paint sampling: $200–$600

  • X-ray fluorescence (XRF): $250–$700

  • Risk assessment: $300–$800

Properties should be tested for lead every 2-3 years, especially if they are older, have undergone renovations, or show deterioration of paint or interior finishes.

DIY lead removal is not recommended due to the health risks and regulatory requirements involved. Professional services ensure compliance with safety standards and effective removal.

The Santa Clara, UT homeowners’ guide to lead testing and removal services

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