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Because adding a deck will yield a higher property value, you may have higher insurance costs. It’s important to follow the codes and regulations set by your local and state governments, so your insurance rates can be properly calculated. You may need an insurance revaluation after your deck is completed. The best course of action is to speak with an insurance professional to understand how adding a deck will impact your home’s insurance costs before you begin.

Deck stairs should have at least three stringers rather than two. The recommended minimum width for stairs is 36 inches, and the International Association of Certified Home Inspectors recommends at least three cut stringers to provide sufficient support on wood decking stairs of this width. Generally, stringers should be a maximum of 16 inches apart for wood decking and 12 inches apart for more flexible composite decking.

Deck skirting shouldn’t touch the ground, especially if you have a wood deck, which is vulnerable to moisture. Ideally, you should leave at least 3/4 of an inch of space between the deck skirting and the ground for more ventilation. Pros also recommend that you incorporate about 1 square foot of space for ventilation for the underside of the deck to every 150 square feet of decking. Proper ventilation prevents mold growth and rot that can damage your deck.

No, you don't need to stain Ipe decking, although you can if you want to change the color. You will, however, need to apply a UV coating if you don't want the natural color to fade. Speak to a deck staining specialist near you to discuss the best options if you want to stain your decking. And remember that you’ll need to seal your Ipe wood deck annually to protect it from scratches and Mother Nature.