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Avatar for Housing Made Easy by Terra

Housing Made Easy by Terra

5.00(
1
)

Housing Made Easy by Terra

5.00(
1
)
Customers say: Quick response
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

I specialize in making housing easy! From first time buyers, secondary housing, investments, and upgrades (trade-ins), I cover it all. I work directly with over 10 lenders so no matter your situation I have a program for you. From starter homes to affordable luxury, I have a house for every budget. I pride myself in using full disclosure pricing, no surprises and no gimmicks! I don't just tell you what is included, I also tell you what is not. This ensures a smooth process for all parties. I service the entire state of Texas and offer free consultations & pre-approvals. My goal is to help as many people that I can into a home while getting a great deal on the house itself and the financing. Let me get you your "yes", today!

"She was very pleasant. Dressed professionally. She definitely knows her homes. Full of information! A great help. Thank you Terra!"

Michelle G on November 2020

I specialize in making housing easy! From first time buyers, secondary housing, investments, and upgrades (trade-ins), I cover it all. I work directly with over 10 lenders so no matter your situation I have a program for you. From starter homes to affordable luxury, I have a house for every budget. I pride myself in using full disclosure pricing, no surprises and no gimmicks! I don't just tell you what is included, I also tell you what is not. This ensures a smooth process for all parties. I service the entire state of Texas and offer free consultations & pre-approvals. My goal is to help as many people that I can into a home while getting a great deal on the house itself and the financing. Let me get you your "yes", today!

"She was very pleasant. Dressed professionally. She definitely knows her homes. Full of information! A great help. Thank you Terra!"

Michelle G on November 2020

CreditGuard of America

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CreditGuard of America

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12 years of experience

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

Realtor with Mobbs Real Estate Group

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Realtor with Mobbs Real Estate Group

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12 years of experience

Jessica Holmes is a realtor for Mobbs Real Estate Group. With a unique background in banking, customer service and finance, she will be happy to assist you with all of your real estate needs. Jessica is a life-long resident of Kilgore. After graduating from Kilgore High School and Kilgore College, she ventured to Louisiana to further pursue her education. Jessica received her Bachelor of Arts in Interpersonal and Organizational Communication from the University of Louisiana at Lafayette. Jessica Holmes is active in her hometown community. Jessica is a member of the National Association of Realtors, Texas Association of Realtors, and the Longview Area Association of Realtors. She is also on the Kilgore United Fund Board and is a member of AMBUCS of East Texas. With a unique background in banking, customer service, finance and marketing, Jessica is ready to help you with your real estate needs!

Jessica Holmes is a realtor for Mobbs Real Estate Group. With a unique background in banking, customer service and finance, she will be happy to assist you with all of your real estate needs. Jessica is a life-long resident of Kilgore. After graduating from Kilgore High School and Kilgore College, she ventured to Louisiana to further pursue her education. Jessica received her Bachelor of Arts in Interpersonal and Organizational Communication from the University of Louisiana at Lafayette. Jessica Holmes is active in her hometown community. Jessica is a member of the National Association of Realtors, Texas Association of Realtors, and the Longview Area Association of Realtors. She is also on the Kilgore United Fund Board and is a member of AMBUCS of East Texas. With a unique background in banking, customer service, finance and marketing, Jessica is ready to help you with your real estate needs!

Avatar for Nations Reliable Lending - Dallas

Nations Reliable Lending - Dallas

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Nations Reliable Lending - Dallas

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18 years of experience

We are a Texas-based mortgage banker with 15 branch locations in the State of Texas. We have built a strong reputation serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage bank with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction/permanent lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs. But that's just the beginning of our service. Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your loan.

We are a Texas-based mortgage banker with 15 branch locations in the State of Texas. We have built a strong reputation serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage bank with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction/permanent lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs. But that's just the beginning of our service. Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your loan.

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Real Estate Agents questions, answered by experts

A good return on flipping a house ranges from 10% to 20% of the after-repair value. Many investors aim for a profit margin of at least 15% to ensure their efforts and risks are worthwhile. This percentage accounts for costs like repairs, financing, holding costs, and closing fees, while also providing a solid profit.

While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location’s real estate market and the specifics of the basement and how it was finished. 

While it's smart to save up about 25 percent of the price of a home—to cover the down payment and closing costs—many loans require between less than 3% down to qualify. In either case, you'll need between 3 and 6 percent for the closing and moving costs as well as a strong financial history for mortgage approval.

If the sales agreement has a clause that allows the seller to renegotiate based on the appraised value, then they might be able to back out if the appraisal comes in higher than your offer price. If the agreement doesn’t have that language, then the seller has no legal recourse to back out. They could hold a higher offer as a backup and move onto that one if yours falls through for any reason, but once the agreement is signed, the seller is locked into that purchase price unless there’s a clause stating they can renegotiate.

Mobile homes weigh anywhere between 45 to 50 pounds per square foot. Some newer options weigh up to 70 pounds per square foot. An average single-wide mobile home weighs 45,000 pounds, and a double-wide mobile home weighs about 70,000 pounds. Triple-wide mobile homes range from 90,000 to 100,000 pounds.

The Daingerfield, TX homeowners’ guide to real estate services

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