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Houses naturally settle over time, but they should settle uniformly with no apparent settling in one spot. If your floor is uneven but only in a particular area of your home, differential settlement could be the problem. This can be caused by improper drainage, erosion, expanding soil, earthquake activity, or poor construction techniques.

In general, vinyl flooring resists scratches, dents, and tears, but this can vary from one type of vinyl (and manufacturer) to another. Vinyl flooring has a wear layer that ranges in thickness from 6 to 20 millimeters. This layer offers protection against standard scratches, but vinyl with a thicker wear layer will resist scratches better than those with a thin layer.

If there’s minimal buckling and it was caused by minor moisture damage, the planks may lay flat again once you’ve addressed the underlying issue. However, laminate floors that have experienced significant moisture damage won’t lay flat and must be replaced. If the issue only affects one or two boards, you can replace them yourself relatively easily. However, it’s best to call a pro if the problem is more widespread.

It depends on the reason for the sagging floors, but since sagging floors are usually a sign of foundation damage that you could have avoided, chances are your homeowners insurance policy will not cover the necessary repairs. Not only that, but your provider likely won’t cover the actual foundation damage that is causing the issue either, as it’s considered an avoidable type of damage, and negligence isn’t covered by most insurers.