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Lead Testing and Removal questions, answered by experts

While not all homes built before 1978 contain lead paint, enough do, so you’ll still want to test to be on the safe side. The federal government banned lead-based paint for homes in 1978, but your state may have banned lead before that time. Around 24% of homes built between 1960 and 1977 contained lead-based paint, while 87% of homes built before 1940 contained lead-based paint.

No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

You can sell a house with lead paint, but there are several requirements. If you are aware that lead paint exists anywhere in the home, you must disclose that to potential buyers. Required home inspections will often uncover lead paint, especially for older houses where lead paint may still be a problem. If you have taken steps to encapsulate lead, you should provide buyers with full documentation of the project so it won’t cause any problems later on.

Testing typically costs between $200 and $600, depending on the number of samples and laboratory analysis.

Some of the signs that could mean your water is contaminated, such as cloudiness or bubbliness, could also be non-problems that don’t affect your water’s potability. However, if your water smells or tastes strange, it’s a good idea to stop drinking it and test it immediately. If your well water is contaminated, the best way to discover that is to test it.

The Springville, TN homeowners’ guide to lead testing and removal services

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