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ALTA/ACSM surveys are the most comprehensive type of land survey and, as such, tend to be the most expensive. These surveys have standardized guidelines and reports and are used in many kinds of real estate transactions to ensure consistent and accurate information is available for properties.

A few different types of land surveys can help determine certain features and boundaries of your property. These include:

• Boundary surveys describe the actual borders of a property. These are generally required when trying to get construction permits issued. 

• Location surveys provide much of the same information as a boundary survey but also include in-depth information about any improvements made to your property. 

• Mortgage location surveys are usually required by lenders and title companies before financing or offering an insurance policy. 

• Site-planning surveys are done before applying for building permits and can be issued before any major home improvements. 

• Topographic surveys provide a formal map of land elevations. It can also describe the location and size of natural features and any land improvements.

Above all, the downside to building a new house is a longer timeline. You need several months to finish the build, depending on the supply chain and labor availability in the meantime. Building a home compared to buying one is also more expensive, both in the building process and when it comes to mortgage rates and property taxes.

Land surveys are worth it in several scenarios including selling your home, building an addition, constructing a fence, or making major changes to your landscape. A professional land survey can help you avoid legal issues with your neighbors and confirm the value of your property. In many cases, you may be required to order a land survey to receive a construction permit or mortgage loan.