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Asbestos Removal questions, answered by experts

According to the National Cancer Institute, asbestos-related diseases can take anywhere from 10 to 40 years for symptoms to appear. The health risks increase with prolonged and heavier exposure. Risk factors also include:

  • Amount of exposure

  • Chemical makeup, size, and shape of the asbestos fibers

  • Length of time a person is exposed to asbestos

  • Genetic factors 

  • Source of exposure (direct exposure or secondhand exposure from someone directly exposed)

Asbestos has not been used to manufacture new siding since the early 1980s. So, while asbestos is not currently used to make new siding, it can still be present in the siding of homes built before the 1980s. The best way to know if your siding has any type of asbestos is to have a professional test it.

It's okay to live in a house with asbestos siding as long as it's intact. Asbestos siding in good condition poses minimal risk since the fibers remain bound. If the siding is damaged, or deteriorating, or if renovations are planned that may disturb it, the risk of exposure increases significantly. Consult a professional asbestos inspector to assess the situation and provide recommendations.

While it's possible to cover asbestos tile with carpet, it's not recommended. Encapsulating tile beneath carpet doesn't eliminate the health risks. Over time, the asbestos tiles could degrade, releasing fibers into the air and potentially contaminating the carpet. Disturbance during carpet installation or removal might also release fibers.

In most cases, homeowners insurance doesn't cover asbestos abatement. Insurance policies frequently exclude coverage for pollutants, contaminants, and hazardous materials, which include asbestos. It's considered a pre-existing condition in homes built before its ban, so removal is seen as a maintenance expense rather than an insurable loss. There may be an exception if the asbestos-containing materials are disturbed due to a covered event, such as fire or storm damage. Some policies may cover the abatement as a part of those repairs.

The Onida, SD homeowners’ guide to asbestos removal services

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