Whether your homeowners insurance covers a pool leak depends on your specific policy, so it's essential to check your policy documents before taking on any repairs. Typically, leaks caused by a covered event, such as a fallen tree branch or a fire, may be covered. However, leaks resulting from general wear and tear or poor maintenance are usually not. It is also a good practice to review your homeowners insurance policy before installing a pool to fully understand your personal liability and coverage.

Yes, you will need building permits for an inground pool, and your pool installation company should pull them for you. The permit filing fee will usually sit between $400 and $1,800, and it should appear on your contract or invoice. You may want to confirm with your contractor that they will pull all necessary permits. You might also need a permit for a new fence, as many municipalities have special fencing requirements for properties with pools. A fence permit costs between $50 and $500. This expense may not be included in your pool installation estimate.

If you have a smooth, already bonded concrete surface, painting a concrete pool deck can be a great way to brighten up the area and add longevity. If the surface has another covering or a different type of paint has been used previously, you won’t be able to paint it without removing the existing coating. Wooden decks benefit from painting as it helps to keep them watertight. Quality pool deck paints also help make the surface less slippery and less likely to gather mold and mildew or prematurely crack.

Gunite pools are not exactly easy to maintain—but we wouldn't call them "high maintenance." It's one of the longest-lasting pool options, but its porous surface does require a lot of care. You’ll need to thoroughly clean the pool often to prevent stubborn algae growth, and the pool will require higher chemical levels to keep it clean.