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Custom Home Builders questions, answered by experts

Yes, there are a few different ways you can finance new construction. Some lenders offer new construction loans that cover the building costs and then convert to a standard mortgage once construction is complete. Some custom homebuilders also offer financing options that only require a down payment before you begin the building process. Construction loans are possible, as well, although they typically only cover the building process, and you’ll need to pay in full once the house is completed.

To get a quote from a builder or general contractor, contact them over the phone or online and explain your project. If you already have house plans drawn up, they’ll need to review them to determine the project's scope before providing you with a quote. Ask for your quote in writing and compare quotes from several pros before choosing the best one for your needs.

The average build timeline for a home is between six and 12 months, with timelines pushing toward the upper end of that range if you’re creating a custom design or need a lot of land preparation before getting started. Hiring a general contractor or a custom homebuilder will help speed up the process, as you’ll see fewer delays between different parts of the build process getting done.

There are energy-efficient options when building a cottage. Select green building materials, high-performance insulation, and energy-efficient windows when designing your cottage. Options such as solar panels, efficient HVAC systems, and LED lighting can lower your utility bills and reduce your environmental impact. Many builders offer energy-efficient upgrades as part of the design process.

Yes, professionals offer mantel and surround customization for aesthetic appeal.

The Beech Creek, PA homeowners’ guide to custom home building

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