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Avatar for Hauser Appraisal Services, LLC
Hauser Appraisal Services, LLC
5.0(
9
)
Appraisal - Real Estate

Serving Gates, OR and surrounding areas

Approved

In business since 2005

Free estimates

Customers say: True professional

"I would highly recommend Hauser Appraisal Services. They have provided excellent service and communication. Brad is an appraisal expert with a broad knowledge of real estate and different property types."
Response time1 day
Recommended by100%of homeowners
Avatar for Tammy DeLeon
Tammy DeLeon
5.0(
11
)
Appraisal - Real Estate

Serving Gates, OR and surrounding areas

Approved

In business since 2020

Free estimates

Customers say: True professional

"Tammy was great to work with. She kept in touch and followed up as needed. She provided a timeline of when to expect my appraisal and delivered early."
Real Estate Appraisal Sketch of Home
Tammy DeLeon
Response time8 hrs
11 neighbors recently requested a quote
Recommended by100%of homeowners
Thomas Appraising
4.0(
5
)
Appraisal - Real Estate

Serving Gates, OR and surrounding areas

In business since 2002

Emergency services offered

I can appraise anything that moves or can be moved. I can travel short or long distances,\n I have never been 2nd guessed or questioned on an appraisal. I have been doing appraisals\n for 12yrs. I can appraise at you location or I have done them at auctions or at business locations.\n Everyone that has purchased my services have been very satisfied and have told friends and \n neighbors about me. I do time wise appraisals but thorough, prices for appraisals is based on item or items to be appraised I am very efficient and thorough. I ask for a small % up front (good faith money by the client) and the rest when appraisal is complete and the client is satisfied with the results or payments can be worked out before appraisal is started as agreed to by both parties.\n I am available 24/7 by cell or landline phone or e-mail.

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+10

Recommended by100%of homeowners
Property Appraiser questions, answered by experts

As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. 

In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

The differences between market value and appraised value depend on the local market, so they can match, or either one can be higher than the other. In a “seller’s market,” where there is an abundance of buyers, market value will likely sit higher than the appraised value because there’s more demand for the low inventory of homes. In a “buyer’s market,” where there are more homes than there are buyers, the market value is more likely to sit below the appraised value to entice buyers.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

Depending on the size of the home, the appraisal itself can take several hours. After the appraiser’s visit is complete, it can take between a few days and a few weeks to get the report back. This timeline is largely dependent on the appraiser’s workload, research requirements, efficiency, and other factors.

The Gates, OR homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.