Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered hazardous, which increases your home's liability risk. The replacement cost of the pool itself is also factored into your home's rebuilding cost when determining coverage limits. The amount of the increase can vary from as little as $50 to several hundred dollars more per year, depending on your insurance company, location, current coverage, and installed safety features. It is best to contact your insurance agent before installing a pool to get an estimate, understand their specific guidelines, and factor the ongoing cost into your budget.

It’s a good idea to run the pool pump while swimming because your filter and skimmers will be active to help keep the water clean. Additionally, if you have pool features, you would naturally keep those pumps running while you swim. However, it’s not a requirement to run your pump while you swim.

You shouldn’t swim in a pool with algae. When there’s algae, there’s also bacteria that’s feeding on the algae. Also, algae-infested pool water is often chemically imbalanced, which means germs like Cryptosporidium, Giardia, and E.coli could be present. These germs can cause a range of illnesses from gastrointestinal issues, to rashes, and respiratory problems.

The best thing to do is to get rid of the algae first, test and balance the water, and then you can enjoy swimming without any worries.

Natural pools don’t necessarily attract snakes, although there is a chance they could stop by for a quick visit. They’re not likely to stay, however, because there’s nothing for snakes to eat in a natural pool environment. A well-maintained natural pool has clear water, so you should be able to easily spot a snake before diving in.