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Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered a greater liability due to their potentially hazardous nature, and the added replacement cost of the pool is factored into your home's rebuilding cost when considering coverage limits. The amount of the increase can range from as little as $50 to a few hundred dollars more per year, depending on your insurance provider, location, current coverage, and the safety features installed. Before building a pool, it is highly recommended to contact your insurance agent to get an estimate, discuss their specific guidelines and requirements, and factor the increased premium into your total pool installation costs.

How long a pool liner lasts depends on the type of pool. Most in-ground pool liners last between six and 12 years, while aboveground pool liners last anywhere from six to 10 years. You can extend the life of your pool liner by maintaining proper pool chemistry, adding chemicals individually to avoid staining the liner, using a pool cover to protect it from the sun, and keeping sharp objects away from it.

Generally, you do not need to drain your pool to convert it to a saltwater system. The main exception is if you have used an antibacterial agent containing polyhexamethylene biguanide to sanitize your pool, as these sanitation products do not mix well with saltwater systems. If this is the case, you will need to start fresh. You can either drain the pool or treat the existing water with a high dose of chlorine to remove the antibacterial agent. If you choose the chlorine treatment, wait several days to allow the chlorine to work before proceeding with the conversion. If you are unsure whether this applies to your pool, consult a pool technician.

Detecting a leak in your pool costs about $300 on average. The price ranges widely from low $100 up to $1,000. Here are the costs involved in leak detection services for your pool:

• Pool inspection: $125–$250

• Above ground pool leak detection: $100–$700

• Inground pool leak detection: $400–1,000

• Vinyl liner repair: $350–$3,600

• Fiberglass lining repair: $300–$400

• Concrete liner repair: $75 per linear foot

• Pressure test pool lines: $200–$500

• Skimmer repair: $100–$250

• Main drain repair: $400–$700

• Pump repair: $50–$300

• Tile repair: $20-$30 per linear foot