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Top-Rated Custom home builders in Augusta - Updated Nov 2026

Avatar for Choice Home Warranty
Choice Home Warranty
4.0(
5,678
)
Find a Custom Home Builder

Serving Augusta, NY and surrounding areas

In business since 2008

Emergency services offered

Credit card accepted

"Loay Jabbar provided the information I needed quickly and clearly. I immediately signed up for full coverages for our two homes because of the discounts offered and because of the quality of service that Loay is saying and promising Choice Home Warranty provides to its customers. I have bad experiences with other home warranty companies so I am hoping I found the best company that would deliver the best service."
Recommended by81%of homeowners
Avatar for Marshall's Contracting
Marshall's Contracting
5.0(
8
)
Find a Custom Home Builder

Serving Augusta, NY and surrounding areas

"As a disabled homeowner on a fixed and limited income, I am dependent on the professionalism and workmanship from quality contractors who I can trust. Finding someone who was willing to work on a small repair to the cupola of my steep roof was proving to be a challenge until I found Chris Marshall on Angie's List. When I contacted Chris he came to my home the very same day to give me a firm estimate so that I could budget for this repair before winter. His estimate was fair and complete. He was very friendly and personable but what impressed me most was how thorough he was in explaining how he would repair the cupola. His detailed explanation made me feel confident I would not have to make more repairs for years to come. Chris was very prompt about answering my questions and returning my calls to schedule the project. Chris understood the urgency of repairing this portion of my roof before winter weather arrived. On the first sunny day that I had room my schedule, he arrived promptly at 3 p.m. as we agreed because I wanted to be here while he worked. I was impressed with how efficiently he completed this project. Within an hour and 20 minutes Chris and his helper we're able to remove the existing shingles, nails and debris from the cupola. He installed new ice and water shield barrier and new architectural shingles and finished it off with ridge caps and replaced my original weather vane. More importantly every piece of debris was removed and picked up so I didn't have to clean up nails or broken shingles. I could not believe how carefully and quickly they worked as a team to get this job done. I am so relieved that this part of my roof is repaired. I have programmed his number in my phone for any of my home contracting needs. And he will be the first contractor I call for any future jobs that I have. I would not hesitate to refer him to any of my family or friends. His prices are fair. He is trustworthy. He is efficient and thorough. Kudos on a job well done and many thanks and prayers of gratitude! Thank you Marshall Contracting!"
Recommended by100%of homeowners
Avatar for American Home Shield – Home Warranty
American Home Shield – Home Warranty
3.5(
5,689
)
Find a Custom Home Builder

Serving Augusta, NY and surrounding areas

In business since 1971

Credit card accepted

"service provider sent by American Home Shield was excellent. The only issue I have with home warranty services is that they do not send their repair companies out on the week-end, even in an emergency. The customer service personnel is less than enthusiastic or helpful."
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Additional Photos

+2

Recommended by65%of homeowners
Avatar for NY ROOF - McCaig & Daughters
NY ROOF - McCaig & Daughters
4.8(
12
)
Find a Custom Home Builder

Serving Augusta, NY and surrounding areas

In business since 1998

Free estimates

Emergency services offered

"Jim was excellent throughout the entire process of my new roofing installation. Quality of service and professionalism exceeded my expectations and I would recommend JMD to anyone looking for a contractor with years of experience."
Roofing
Siding
Roofing
Siding
Roofing

+31

Recommended by90%of homeowners
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Custom Home Builders FAQs, answered by experts

A construction-to-permanent loan is the most common type of mortgage used to finance a house teardown and rebuild. These loans include financing for construction costs and convert to a long-term mortgage once construction is complete. Check the terms of the loan closely before beginning work—there are often restrictions requiring you to use licensed contractors for all work.

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

Modular homes are cost-effective, energy-efficient, and faster to build than traditional homes. They also offer customizable designs.

Start by researching local contractors with experience in cottage construction. Ask for references, check licensing and insurance, and review completed projects. Compare multiple bids, making sure each includes the same scope of work. A good contractor will communicate clearly, provide a detailed contract, and ensure all work meets code and safety standards.

In most cases, you should get an architect before you hire a builder. An architect will be the one to draw up formal plans for your project, including guidelines and even material lists for your builder to follow during construction. Many architects can even help you find builders, choose one for your project, and negotiate prices. Some are also willing to act as project managers throughout the process, working closely with a builder from start to finish.

The Augusta, NY homeowners’ guide to custom home building

From average costs to expert advice, get all the answers you need to get your job done.