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Top-Rated Custom home builders in Augusta - Updated Nov 2026

Avatar for Choice Home Warranty
Choice Home Warranty
4.0(
5,678
)
Find a Custom Home Builder

Serving Augusta, NY and surrounding areas

In business since 2008

Emergency services offered

Credit card accepted

"Loay Jabbar provided the information I needed quickly and clearly. I immediately signed up for full coverages for our two homes because of the discounts offered and because of the quality of service that Loay is saying and promising Choice Home Warranty provides to its customers. I have bad experiences with other home warranty companies so I am hoping I found the best company that would deliver the best service."
Recommended by81%of homeowners
Avatar for Marshall's Contracting
Marshall's Contracting
5.0(
8
)
Find a Custom Home Builder

Serving Augusta, NY and surrounding areas

"As a disabled homeowner on a fixed and limited income, I am dependent on the professionalism and workmanship from quality contractors who I can trust. Finding someone who was willing to work on a small repair to the cupola of my steep roof was proving to be a challenge until I found Chris Marshall on Angie's List. When I contacted Chris he came to my home the very same day to give me a firm estimate so that I could budget for this repair before winter. His estimate was fair and complete. He was very friendly and personable but what impressed me most was how thorough he was in explaining how he would repair the cupola. His detailed explanation made me feel confident I would not have to make more repairs for years to come. Chris was very prompt about answering my questions and returning my calls to schedule the project. Chris understood the urgency of repairing this portion of my roof before winter weather arrived. On the first sunny day that I had room my schedule, he arrived promptly at 3 p.m. as we agreed because I wanted to be here while he worked. I was impressed with how efficiently he completed this project. Within an hour and 20 minutes Chris and his helper we're able to remove the existing shingles, nails and debris from the cupola. He installed new ice and water shield barrier and new architectural shingles and finished it off with ridge caps and replaced my original weather vane. More importantly every piece of debris was removed and picked up so I didn't have to clean up nails or broken shingles. I could not believe how carefully and quickly they worked as a team to get this job done. I am so relieved that this part of my roof is repaired. I have programmed his number in my phone for any of my home contracting needs. And he will be the first contractor I call for any future jobs that I have. I would not hesitate to refer him to any of my family or friends. His prices are fair. He is trustworthy. He is efficient and thorough. Kudos on a job well done and many thanks and prayers of gratitude! Thank you Marshall Contracting!"
Recommended by100%of homeowners
Avatar for American Home Shield – Home Warranty
American Home Shield – Home Warranty
3.5(
5,689
)
Find a Custom Home Builder

Serving Augusta, NY and surrounding areas

In business since 1971

Credit card accepted

"service provider sent by American Home Shield was excellent. The only issue I have with home warranty services is that they do not send their repair companies out on the week-end, even in an emergency. The customer service personnel is less than enthusiastic or helpful."
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Additional Photos

+2

Recommended by65%of homeowners
Avatar for NY ROOF - McCaig & Daughters
NY ROOF - McCaig & Daughters
4.8(
12
)
Find a Custom Home Builder

Serving Augusta, NY and surrounding areas

In business since 1998

Free estimates

Emergency services offered

"Jim was excellent throughout the entire process of my new roofing installation. Quality of service and professionalism exceeded my expectations and I would recommend JMD to anyone looking for a contractor with years of experience."
Roofing
Siding
Roofing
Siding
Roofing

+31

Recommended by90%of homeowners
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Custom Home Builders FAQs, answered by experts

Most cottages are around 1,000 square feet, making them smaller than most other styles. However, cottages are defined more by their decor and architectural focus on simplicity, functionality, and a connection to nature than they are by a rigid square footage or floor plan. While cottages are defined more by their charm and appearance than size, the smaller footprint does help maximize the comfort and charm, and it keeps the focus on connection to nature and family.

A custom home is one that you design from the ground up, allowing you to customize everything from the square footage to the interior layout to all of the materials used. A spec home is one that a builder has designed and gotten approvals for. Spec homes may give you some limited options for the layout and materials, but most of the build is pre-set. Custom homes cost more and take longer to build.

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

A construction manager is particularly useful in the case of a large-scale build with custom design elements, so it’s usually worth it to hire one. They can help manage your budget, maintain quality control, oversee timelines, and navigate unexpected hurdles. While construction managers are pricey, they can actually save money in the long run by identifying cost-saving opportunities and ensuring the project stays within budget.

Modular homes can go up or down in value depending on a few factors. In areas where real estate is appreciating, the value of modular homes is likely to increase, and vice versa. Additionally, the value of modular homes depends partially on the area. In cities where every other home is stick-built, modular homes might be considered a functional obsolescence, in which case they could be less desirable and go down in value. In either case, though, modular homes can still be a good investment, especially since they provide housing at a lower upfront cost.

The Augusta, NY homeowners’ guide to custom home building

From average costs to expert advice, get all the answers you need to get your job done.