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It is almost always more affordable to buy an existing home than to build a new one. Building a home involves numerous costs, including labor, permits, inspections, utility hookups, and brand-new materials, finishes, and appliances. Additionally, new construction loans can have higher interest rates than traditional mortgages, and property taxes on new homes are often higher, increasing long-term costs. An exception is a DIY house build, which can be cheaper than buying an existing home if you do the labor yourself. While building is generally more expensive, a new custom home offers complete control over the layout and design. Furthermore, new construction is typically worth more than a comparable pre-owned home and may provide a better return on investment if sold quickly.

While prices fluctuate because of increased demand, fewer supplies, and engineering time, OSB generally remains more affordable than plywood at $1 to $2.40 per square foot compared to the $4.50 to $10 for plywood. Cost is only one factor you should consider when deciding between OSB and plywood.

The term “cottage” is subjective, so there’s no rigid definition, but it generally refers to a small home with simple and purposeful architecture that embraces nature and focuses on charm over everything else. Cottages are typically 1 or 1 1/2-stories tall, usually with gabled roofs, and are built out of natural materials that help make the structure a part of the surrounding nature rather than something that stands out from it. A big part of what makes a cottage a cottage is the decor, which includes natural materials from the nearby area.

The construction stage is almost always the longest part of building a house. Within this stage, framing often takes the most time, lasting anywhere from one week to a couple of months, depending on the home's size, the crew, and the time of year. Other parts of the construction phase include pouring the foundation and installing doors, windows, a roof, siding, drywall, and flooring. The planning and design phase can also be very time-consuming, sometimes taking months or even years, especially for a custom home. The final finishing process, which includes painting and installing trim, is typically shorter than the construction or planning stages.