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Verified Reviews for Property Appraisal pros in Ruidoso Downs, NM

*The Angi rating for Property Appraisal companies in Ruidoso Downs, NM is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in Ruidoso Downs, NM is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on October 29, 2025

Find Property appraisers in Ruidoso Downs

S&H Finance Co

1906 Hwy 54
No reviews yet

S&H Finance Co

1906 Hwy 54
No reviews yet
13 years of experience

S&H Finance gives consumers a simple and transparent approach to consolidating high-interest credit card debt based on credit worthiness. 700+ FICO. Borrowers can apply for a free quote and consultation with no harm to credit and we match them profile for a personal loan with no upfront fees, giving them a fixed interest rate, and loan amounts ranging from $20,000-$300,000 with various repayment term ranging between two and seven years. Free Consultation! Free Quote and Pre Approval!

S&H Finance gives consumers a simple and transparent approach to consolidating high-interest credit card debt based on credit worthiness. 700+ FICO. Borrowers can apply for a free quote and consultation with no harm to credit and we match them profile for a personal loan with no upfront fees, giving them a fixed interest rate, and loan amounts ranging from $20,000-$300,000 with various repayment term ranging between two and seven years. Free Consultation! Free Quote and Pre Approval!

HUFSTEDLER APPRAISAL

PO Box 407
2.33(
3
)

HUFSTEDLER APPRAISAL

PO Box 407
2.33(
3
)
Customers say: Terrific value
32 years of experience

Hufstedler Appraisal is approved with all major lenders and Appraisal Management Companies (AMC's). We offer many specialty services, whether you're a lender, attorney, CPA, homeowner or buyer, our services are sure to be useful to you. Guided by over 20 years of experience in the New Mexico Real Estate Appraisal business, Hufstedler Appraisal provides an accurate real estate appraisal with a fast turn-around time.

"My loan company requested an appraisal for a loan through Hufstedler Appraiser They were to be at my home at 12:30 on Nov 5. They did not show up. It took over an hour calling their number to reach someone, the voicemail was full. I was told that it was scheduled for Nov 6 at 12:30. I entered the appointment on my calendar when I spoke to the appraiser. Also, I had commitments on Nov 5, so I was sure I had it correct. I understand an error. We reschedule for, Nov 7 at 1:30. I repeated this back twice to ensure there was no miscommunication. They were a no-show again. I have tried calling their office and cell, have left several voicemails and have not been called back. If they cannot get an appointment correct, I do not believe they should not be trusted to do our appraisal."

Mike B on November 2019

Hufstedler Appraisal is approved with all major lenders and Appraisal Management Companies (AMC's). We offer many specialty services, whether you're a lender, attorney, CPA, homeowner or buyer, our services are sure to be useful to you. Guided by over 20 years of experience in the New Mexico Real Estate Appraisal business, Hufstedler Appraisal provides an accurate real estate appraisal with a fast turn-around time.

"My loan company requested an appraisal for a loan through Hufstedler Appraiser They were to be at my home at 12:30 on Nov 5. They did not show up. It took over an hour calling their number to reach someone, the voicemail was full. I was told that it was scheduled for Nov 6 at 12:30. I entered the appointment on my calendar when I spoke to the appraiser. Also, I had commitments on Nov 5, so I was sure I had it correct. I understand an error. We reschedule for, Nov 7 at 1:30. I repeated this back twice to ensure there was no miscommunication. They were a no-show again. I have tried calling their office and cell, have left several voicemails and have not been called back. If they cannot get an appointment correct, I do not believe they should not be trusted to do our appraisal."

Mike B on November 2019

Avatar for MATT TEMPLETON - KELLER WILLIAMS REALTY

MATT TEMPLETON - KELLER WILLIAMS REALTY

6703 Academy Rd NE
4.87(
70
)

MATT TEMPLETON - KELLER WILLIAMS REALTY

6703 Academy Rd NE
4.87(
70
)
Customers say: True professional
Recommended by 95% of Angi customers
Recommended by 95% of HomeAdvisor customers

We strive to provide our real estate clients a higher level of service beyond what they would normally expect. We like being know as top real estate agents and excellent REALTORS. We work with buyers looking for homes for sale and sellers looking for the best marketing and customer service on their house listed. Call us for a free consultation. You won't want to pass up hearing about our services before choosing a real estate professional for helping you sell your home or find a home. Buyers can search on our website http://www.searchhomesabq.com. Keller Williams Realty Reception: 505-271-8200, Ask for Matt.

"I couldn't recommend Andrew any more. My fiancé and I came to Andrew looking to buy our new home and he was 100% responsive and helpful from the get-go. As fate would have it, we found the home we had been searching for while Andrew happened to be at a work conference out-of-town. We had a momentary worry that he would be unavailable to help us make an offer since he was gone, but we were very wrong. Andrew jumped right to it and got everything done for us remotely within a couple of hours. He is a truly hard working and kind man that saw this process through until the very end. I can't imagine a scenario in which you'd regret bringing Andrew on board. Thanks Andrew!"

Robert D on April 2020

We strive to provide our real estate clients a higher level of service beyond what they would normally expect. We like being know as top real estate agents and excellent REALTORS. We work with buyers looking for homes for sale and sellers looking for the best marketing and customer service on their house listed. Call us for a free consultation. You won't want to pass up hearing about our services before choosing a real estate professional for helping you sell your home or find a home. Buyers can search on our website http://www.searchhomesabq.com. Keller Williams Realty Reception: 505-271-8200, Ask for Matt.

"I couldn't recommend Andrew any more. My fiancé and I came to Andrew looking to buy our new home and he was 100% responsive and helpful from the get-go. As fate would have it, we found the home we had been searching for while Andrew happened to be at a work conference out-of-town. We had a momentary worry that he would be unavailable to help us make an offer since he was gone, but we were very wrong. Andrew jumped right to it and got everything done for us remotely within a couple of hours. He is a truly hard working and kind man that saw this process through until the very end. I can't imagine a scenario in which you'd regret bringing Andrew on board. Thanks Andrew!"

Robert D on April 2020

Property Appraiser questions, answered by experts

Yes, experienced appraisers handle a variety of property types with tailored methods.

Appraisals can come in above or below the list price or offer price for a property, and where it falls depends on many factors. Those include the condition of the property, the location, and the age of the home, but often, the condition of the market is the biggest determining factor. Where demand is high for properties, buyers compete with each other for homes, which tends to drive up offer prices above where appraisals come in. Where demand is low, you’ll often see the opposite happening.

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. 

In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.

Land doesn’t depreciate in the same way that a house, vehicle, or other property does, but it can lose value based on various factors. Environmental changes, nearby development, zoning changes, and economic downturns can all cause land to lose value over time. Value is a comparative figure, so as other related factors change, so can land’s value.

The Ruidoso Downs, NM homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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