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S&H Finance Co

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S&H Finance Co

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13 years of experience

S&H Finance gives consumers a simple and transparent approach to consolidating high-interest credit card debt based on credit worthiness. 700+ FICO. Borrowers can apply for a free quote and consultation with no harm to credit and we match them profile for a personal loan with no upfront fees, giving them a fixed interest rate, and loan amounts ranging from $20,000-$300,000 with various repayment term ranging between two and seven years. Free Consultation! Free Quote and Pre Approval!

S&H Finance gives consumers a simple and transparent approach to consolidating high-interest credit card debt based on credit worthiness. 700+ FICO. Borrowers can apply for a free quote and consultation with no harm to credit and we match them profile for a personal loan with no upfront fees, giving them a fixed interest rate, and loan amounts ranging from $20,000-$300,000 with various repayment term ranging between two and seven years. Free Consultation! Free Quote and Pre Approval!




Avatar for MATT TEMPLETON - KELLER WILLIAMS REALTY

MATT TEMPLETON - KELLER WILLIAMS REALTY

4.87(
70
)

MATT TEMPLETON - KELLER WILLIAMS REALTY

4.87(
70
)
Customers say: True professional
Recommended by 95% of Angi customers
Recommended by 95% of HomeAdvisor customers

We strive to provide our real estate clients a higher level of service beyond what they would normally expect. We like being know as top real estate agents and excellent REALTORS. We work with buyers looking for homes for sale and sellers looking for the best marketing and customer service on their house listed. Call us for a free consultation. You won't want to pass up hearing about our services before choosing a real estate professional for helping you sell your home or find a home. Buyers can search on our website http://www.searchhomesabq.com. Keller Williams Realty Reception: 505-271-8200, Ask for Matt.

"I couldn't recommend Andrew any more. My fiancé and I came to Andrew looking to buy our new home and he was 100% responsive and helpful from the get-go. As fate would have it, we found the home we had been searching for while Andrew happened to be at a work conference out-of-town. We had a momentary worry that he would be unavailable to help us make an offer since he was gone, but we were very wrong. Andrew jumped right to it and got everything done for us remotely within a couple of hours. He is a truly hard working and kind man that saw this process through until the very end. I can't imagine a scenario in which you'd regret bringing Andrew on board. Thanks Andrew!"

Robert D on April 2020

We strive to provide our real estate clients a higher level of service beyond what they would normally expect. We like being know as top real estate agents and excellent REALTORS. We work with buyers looking for homes for sale and sellers looking for the best marketing and customer service on their house listed. Call us for a free consultation. You won't want to pass up hearing about our services before choosing a real estate professional for helping you sell your home or find a home. Buyers can search on our website http://www.searchhomesabq.com. Keller Williams Realty Reception: 505-271-8200, Ask for Matt.

"I couldn't recommend Andrew any more. My fiancé and I came to Andrew looking to buy our new home and he was 100% responsive and helpful from the get-go. As fate would have it, we found the home we had been searching for while Andrew happened to be at a work conference out-of-town. We had a momentary worry that he would be unavailable to help us make an offer since he was gone, but we were very wrong. Andrew jumped right to it and got everything done for us remotely within a couple of hours. He is a truly hard working and kind man that saw this process through until the very end. I can't imagine a scenario in which you'd regret bringing Andrew on board. Thanks Andrew!"

Robert D on April 2020

Property Appraiser questions, answered by experts

Whether a scullery is worth it depends on how much you like to cook and entertain. If you frequently host gatherings—a scullery is likely worth the money. If you’re looking for ROI, it’s not so clear. It may not add significant value to your home, as it doesn’t increase square footage and may repurpose space that a buyer would have preferred to remain as-is (like a laundry room). 

A property valuation, sometimes called a comparative market analysis or CMA, provides a real estate expert’s opinion on how much your property will sell for. It takes many things into consideration, like the condition and location of the home, but ultimately, all that matters for a property valuation is what a buyer might be willing to pay for the property. An appraisal is more concerned with determining the value. A valuation is to estimate what you’ll get for a property, while an appraisal helps a lender establish loan-to-value ratios and loan amounts.

A comprehensive smart home system can be really attractive to buyers and increase the value of your property. Components such as a smart security system, smart lawn and garden systems, and smart appliances can all drive up the value of your property.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

The Logan, NM homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.