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Yes, geothermal heat pumps are worth the money. You can save about 70% on heating costs in the winter and around 50% on cooling costs in the summer with a geothermal heat pump compared to a traditional HVAC system. Over time, your savings on monthly utilities will pay for the cost of the geothermal heat pump installation. If you have an incredibly small yard, however, you may not have enough space for this type of system.

The most obvious downside is the high upfront cost of buying and installing one of these systems. Additionally, sometimes the system can take a longer time to heat than alternatives like a boiler. Also, if something goes wrong with the geothermal pump, repairs are often significantly more expensive than repairing traditional, above-ground heat pumps.

You need to service an HVAC system about twice per year, with a service including an inspection and basic maintenance. It’s best to schedule maintenance in the spring (after the furnace has been running and before the AC kicks on) and in the fall (after the AC worked hard all summer and before winter’s first chill arrives). 

Regular HVAC services will keep the system working as efficiently as possible, saving you money on utilities and larger repairs. HVAC maintenance costs around $250 per visit, while bigger repairs from forgotten upkeep could cost thousands.

Costs depend on system age, type, labor, and whether part replacements are necessary.