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Zulma Eraso--Real Estate Agent

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Zulma Eraso--Real Estate Agent

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-Member of Omaha Area Board of Realtors -Member of Nebraska Realtors Association -Member of National Association of Realtors -Fluent in Spanish (spoken and written) -ABR - Accredited Buyer Representative -Agente de Bienes Raices Espanol With an educational background and work experience in sales and management, Zulma brings to the business a natural understanding of the industry. Her positive attitude and the wearing of a friendly smile makes a business association with her pleasurable and one of ease. These qualities are the main ingredients which combine to build client TRUST in the search for a new home, an existing one, and the representation in the sale of a seller's real property. She has the skills necessary to put deals together. She is bilingual, she speaks Spanish! Licensed in Nebraska & Iowa. Con una formacion academica y experiencia laboral en ventas y administracion de empresas, Zulma aporta al negocio un entendimiento y comprension natural de la industria. Su actitud positiva y el uso de una sonrisa amistosa hacen que una asociacion comercial con ella sea placentera y facil. Estas cualidades son los ingredientes principales que se combinan para construir la CONFIANZA del cliente para la busqueda de compra de casa nueva, una existente y la representacion como vendedor para la venta de su casa. Ella tiene las habilidades necesarias para hacer tratos juntos. Habla espanol! Sevicios de administracion de propiedades, inversionistas para finca raiz, compra y venta de propiedades residenciales y comerciales, construccion nueva y todo lo relacionado con bienes raices en Nebraska y Iowa.

-Member of Omaha Area Board of Realtors -Member of Nebraska Realtors Association -Member of National Association of Realtors -Fluent in Spanish (spoken and written) -ABR - Accredited Buyer Representative -Agente de Bienes Raices Espanol With an educational background and work experience in sales and management, Zulma brings to the business a natural understanding of the industry. Her positive attitude and the wearing of a friendly smile makes a business association with her pleasurable and one of ease. These qualities are the main ingredients which combine to build client TRUST in the search for a new home, an existing one, and the representation in the sale of a seller's real property. She has the skills necessary to put deals together. She is bilingual, she speaks Spanish! Licensed in Nebraska & Iowa. Con una formacion academica y experiencia laboral en ventas y administracion de empresas, Zulma aporta al negocio un entendimiento y comprension natural de la industria. Su actitud positiva y el uso de una sonrisa amistosa hacen que una asociacion comercial con ella sea placentera y facil. Estas cualidades son los ingredientes principales que se combinan para construir la CONFIANZA del cliente para la busqueda de compra de casa nueva, una existente y la representacion como vendedor para la venta de su casa. Ella tiene las habilidades necesarias para hacer tratos juntos. Habla espanol! Sevicios de administracion de propiedades, inversionistas para finca raiz, compra y venta de propiedades residenciales y comerciales, construccion nueva y todo lo relacionado con bienes raices en Nebraska y Iowa.

Property Appraiser questions, answered by experts

Ideally, you’d never pay more than the appraised value for a home, but there are some instances where it makes sense to do so. For example, if your current living arrangements are no longer viable and you need a place to move into quickly, paying more than the appraised value might be in your best interest to secure a new home. Additionally, if you’re buying in a hot market, overpaying for the home might be necessary to overcome the competition.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. 

In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.

Basement bedrooms can count toward your room count and the square footage of your home on an appraisal if they’re fully legal, which means they have proper ventilation and points of egress, as defined by your local building code. Simply partitioning off a space for a bedroom in an otherwise unfinished basement that isn’t a legal living space won’t affect your appraisal value.

Property condition, comparables, market trends, and location influence appraisal.

The Milford, NE homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.