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Yes, you can build over a stump if the roots are no longer alive. Living roots will continue to grow and may damage your new construction over time. Similarly, you should also remove rotting stumps because they may continue to attract pests and even cause new structures (especially those made from wood) to decompose as well.

It is possible for you to cut down your own tree, but only take this project on if it’s a small tree and you’re experienced handling a chainsaw. If you need to use a ladder to cut down the tree or tree limbs, it’s too large (and dangerous) for you to remove yourself. 

Hire a pro instead who can safely remove the tree without injury to you, themselves, or your home. Either way, look into tree removal regulations for the state you live in before having a tree removed to ensure it’s not a historic tree or protected by your city.

Regular pruning, monitoring for disease, and fertilization promote healthy growth.

It is possible to remove a stump yourself, but it’s an extremely labor-intensive job and often requires special equipment that is expensive to rent. Instead, you could pay a stump removal professional $200, while you’d pay around the same price to rent a stump grinder for the day. Stump removal also takes DIYers hours in most cases, so paying for a specialized company to remove it quickly and accurately is almost always worth it.