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CreditGuard of America

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CreditGuard of America

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12 years of experience

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.



Sweeney Auction and Realty

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Sweeney Auction and Realty

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47 years of experience

Sweeney Auction & Realty has Sales Agents that cover Greeley, Howard, Hall, Adams, Valley, Boone, Wheeler, Holt, Cheyenne, Kimball, and Deuel Counties of Nebraska. We also do contract Auctioneering and referrals for out of state Auction & Real Estate companies.

Sweeney Auction & Realty has Sales Agents that cover Greeley, Howard, Hall, Adams, Valley, Boone, Wheeler, Holt, Cheyenne, Kimball, and Deuel Counties of Nebraska. We also do contract Auctioneering and referrals for out of state Auction & Real Estate companies.


Avatar for CENTURY 21 Da-Ly Realty

CENTURY 21 Da-Ly Realty

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CENTURY 21 Da-Ly Realty

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Free onsite estimate

Since our beginning in 1961, CENTURY 21 Da-Ly Realty has networked strong community ties in Grand Island and the surrounding areas. It's this strong community commitment that enables CENTURY 21 Da-Ly Realty to work harder and more effectively for you. With the power of the Century 21 brand and the professionalism of our trained sales staff you can be assured that your real estate transaction will be handled with quality and satisfaction

Since our beginning in 1961, CENTURY 21 Da-Ly Realty has networked strong community ties in Grand Island and the surrounding areas. It's this strong community commitment that enables CENTURY 21 Da-Ly Realty to work harder and more effectively for you. With the power of the Century 21 brand and the professionalism of our trained sales staff you can be assured that your real estate transaction will be handled with quality and satisfaction


Vontz Realty

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Vontz Realty

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Free onsite estimate

Vontz Realty has a long history in the agricultural and construction industries. We have been involved in farming and ranching operations since 1968. Our goal is to provide the optimum in real estate services that will best suit your needs! Vontz Realty has a background with: Agricultural land values Effective marketing and sales strategies Real estate appraisals Real estate brokerage, Farm and ranch management Vontz Realty has an understanding of the area, the land, and the people which has built with relationship covering the past 40 years. Contact us if you are in the market for land or have land to sell (large or small tract), private treaty or auction. We will provide you with prompt, professional service to meet your personal needs.

Vontz Realty has a long history in the agricultural and construction industries. We have been involved in farming and ranching operations since 1968. Our goal is to provide the optimum in real estate services that will best suit your needs! Vontz Realty has a background with: Agricultural land values Effective marketing and sales strategies Real estate appraisals Real estate brokerage, Farm and ranch management Vontz Realty has an understanding of the area, the land, and the people which has built with relationship covering the past 40 years. Contact us if you are in the market for land or have land to sell (large or small tract), private treaty or auction. We will provide you with prompt, professional service to meet your personal needs.


Fuller & Associates Realty LLC

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Fuller & Associates Realty LLC

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Free onsite estimate

My goal is to find the home you want at a price you can afford or help you sell your home at the price you want! I promise to use my experience in finance, contracts, negotiating and marketing to your best advantage. You are assured the highest degree of ethical and professionalism behavior. I have a vast knowledge of the area as an Ogallala native and I am well equipped to make it happen...you make it home!

My goal is to find the home you want at a price you can afford or help you sell your home at the price you want! I promise to use my experience in finance, contracts, negotiating and marketing to your best advantage. You are assured the highest degree of ethical and professionalism behavior. I have a vast knowledge of the area as an Ogallala native and I am well equipped to make it happen...you make it home!


Gateway Realty Of Mccook Inc

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Gateway Realty Of Mccook Inc

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Free onsite estimate

Gateway Realty of McCook, Inc. is a locally owned and operated full service real estate company. With over twenty-five years of experience, we'll go out of our way to provide our customers with superior service. We specialize in: • Residential • Farm • Commercial • Estate • Auction services Please call us today for expert representation!

Gateway Realty of McCook, Inc. is a locally owned and operated full service real estate company. With over twenty-five years of experience, we'll go out of our way to provide our customers with superior service. We specialize in: • Residential • Farm • Commercial • Estate • Auction services Please call us today for expert representation!


Mid Nebraska Realty Inc

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Mid Nebraska Realty Inc

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Free onsite estimate

Mid-Nebraska Realty located in Gothenburg, Nebraska represents buyers and sellers with residential, commercial, and agricultural properties with a focus on residential. We are a “home town” type of company that will work hard for you and with 75 years of combined experience, our trained sales team knows how to serve all of your needs and we are committed to making the buying & selling process a pleasant one. When you are buying a home, you need help from the experienced professionals who know the market and will help you find your dream home at a price you can afford and if you are a first-time buyer we offer expert assistance with finding a mortgage and have access to all forms of financing. If you are selling, we work with finance companies to determine the true value of your property and offer tips on improving market values as well as provide advertising and marketing with the goal of matching the seller with the right buyer. As members of the Dawson County Board of Realtors as well as the State & National Board of Realtors, we participate in the Multiple Listing Service (MLS), enabling us to represent you in finding that special home out of all the properties currently listed in not only our office but with any real estate company in Gothenburg and the surrounding cities in central Nebraska.

Mid-Nebraska Realty located in Gothenburg, Nebraska represents buyers and sellers with residential, commercial, and agricultural properties with a focus on residential. We are a “home town” type of company that will work hard for you and with 75 years of combined experience, our trained sales team knows how to serve all of your needs and we are committed to making the buying & selling process a pleasant one. When you are buying a home, you need help from the experienced professionals who know the market and will help you find your dream home at a price you can afford and if you are a first-time buyer we offer expert assistance with finding a mortgage and have access to all forms of financing. If you are selling, we work with finance companies to determine the true value of your property and offer tips on improving market values as well as provide advertising and marketing with the goal of matching the seller with the right buyer. As members of the Dawson County Board of Realtors as well as the State & National Board of Realtors, we participate in the Multiple Listing Service (MLS), enabling us to represent you in finding that special home out of all the properties currently listed in not only our office but with any real estate company in Gothenburg and the surrounding cities in central Nebraska.


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Real Estate Agents questions, answered by experts

While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location’s real estate market and the specifics of the basement and how it was finished. 

If you’re selling a home and the appraisal comes in lower than an offer, you’re effectively getting more for your home than it’s worth. If you’re a buyer, it means you may be overpaying. Some buyers may try to reduce their offer amount to match the appraisal, but if they signed an agreement already at the offer price and the agreement didn’t make the sale contingent on the appraised value, there’s often no option to negotiate. Keep in mind that a low appraisal may push your loan-to-value ratio too high, meaning a lender may not give you a mortgage.

Estate shutters are considered a high-end window treatment that increases home value. As previously mentioned, this project comes with an ROI of up to 75%. Shutters can also improve your home’s energy efficiency, especially if you choose PVC or faux wood shutters, which will lead to long-term savings on your energy bills.

While parts of the appraisal are out of your control, there are some things you can do to potentially raise the home’s value. You can make necessary repairs and upgrades before the appraiser visits—an appraiser can only value what is currently part of the home, not its potential. You can also provide the appraiser with the cost of recent upgrades. The appraiser will likely increase the value of your home by about 50% or more of what you paid for those improvements.

The entire appraisal process takes from seven to 10 days. This timeline accounts for the many steps of the appraisal process, including the post-inspection report completed by the appraiser.

Home appraisal services include the following tasks:

  • Inspect home interior and exterior

  • Evaluate materials, features, fixtures, and renovations

  • Review comparable properties

  • Write an appraisal report

The Kimball, NE homeowners’ guide to real estate services

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