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Lead Testing and Removal questions, answered by experts

No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

Most tests provide results within 2-7 days, but expedited services may be available for urgent situations.

No, a standard home inspection includes the basics and does not offer lead paint testing. Professional lead paint inspectors need specific licenses to perform these inspections, which not all home inspectors have. If you suspect lead paint in the home you are about to purchase, you will need to pay separately to have that done. If the findings come back positive, you may be able to negotiate with the buyer to cover the cost of the removal.

A DIY kit can lessen the sting that comes with paying for a professional assessment, but these comprehensive tests are true lifesavers. Inspectors are more likely to catch all of the pollutants and hazards in your air. Plus, you’ll still need a professional to verify and act on your DIY test results. 

Some kits don’t include tests for certain air pollutants or only detect their presence, but not their levels (i.e., mold spores). If you’re willing to shell out money for a DIY kit, it’s usually better to stretch your budget slightly higher for a more detailed assessment.

Services test for allergens, mold, VOCs, and carbon monoxide levels to ensure a healthy indoor environment.

The Homer, NE homeowners’ guide to lead testing and removal services

From average costs to expert advice, get all the answers you need to get your job done.

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