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Most homeowner’s insurance policies will cover the cost of slab leak repair that results from a natural disaster, like an earthquake or a severe flood, or from a tree falling on your home. Damage from frozen pipes in your slab is also typically covered. However, your policy is unlikely to cover the repair if an invading tree root causes the damage or if it’s a pinhole leak that results from corrosion. You should contact your insurance provider for a full run-down of what they cover.

Mudjacking is usually reserved for light-duty slabs, like patios, driveways, and sidewalks. However, it can be an effective way to lift garage slabs and concrete around the perimeter of the home, which could harm your foundation if it’s not done properly. The risk of damage is why having a professional mudjacking company carry out the work is important. This type of slab or foundation repair is relatively inexpensive, especially if you consider that a DIY job requires that you pay to rent the necessary equipment.

Yes. Water can penetrate through a concrete foundation wall. This can happen whether or not you have cracks, as concrete is a porous material. You’ll want to take steps to waterproof your basement or crawl space.

It depends on the bank and the extent of the issue. Some banks will lend against homes with minor foundation damage, but most won’t if the issue is structural since the home acts as collateral for the mortgage. Banks that offer renovation loans might still finance a home with structural problems. More minor issues like settling cracks and intermittent problems with humidity are unlikely to stop a bank from financing.