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Coverage varies quite a bit by policy, but most homeowners' insurance policies will cover $500 to $1,000 of the cost of removing a tree. Additionally, if your tree causes damage to your property, like your house, many policies will cover some or all of the costs to repair the damage, depending on why the tree fell.

A tree growing close to a house can cause problems, but cutting it down isn’t always the best solution. Trees planted close to your home could damage your foundation as their roots grow. In addition, they can drop large branches on your house, make it easier for critters and insects to access your home, and encourage mold growth. But if the tree has been there for a long time, it may not pose a risk to your foundation, and it could be more beneficial—not to mention cheaper—to strategically trim it instead. Your best bet is to consult an arborist for advice.

You’ll pay between $200 and $2,000 to hire a tree removal professional to cut down and remove a tree. The price difference depends on the size of the tree, its location and health, and any complexities that will affect removal, like a tricky location or proximity to your home.

If a tree stump is removed properly, the chances of a tree growing back are low. However, if a tree has a robust root system, roots can sometimes sprout and someday grow into a tree. The chance of regrowth will depend on several factors such as the type of tree, soil quality, and strength of the root system. In general, it is not recommended to plant a tree where a stump was removed.