Get matched with top solar panel pros in Clarks, NE

Yes, you should tell your home insurance company about your solar panels. Even if you believe they’re covered by your existing policy, installing a solar panel system is a significant change to your home. This can affect coverage and premiums. By discussing your new solar panel installation with your insurance provider, you can be sure you have enough coverage and that the policy completely covers the panels against damage.

You shouldn’t hook up a solar panel directly to a battery. That can damage the solar battery and your appliances over time. Instead, install a charge controller between your solar panel and solar battery. Charge controllers regulate voltage, prevent overcharging, and minimize the amount of electrical current to protect your battery from voltage spikes.

You can start narrowing your search for a reputable solar company by finding local, regional, and national companies that service your area and maintain positive reviews online. You should also check the Better Business Bureau’s (BBB) website to see if the company has complaints filed against them. Next, contact the remaining candidates and ask about installation timelines, warranty coverage, and financing options. Choose a company that offers a labor warranty that lasts at least 10 years and prioritizes cash purchases and solar loans.

Insurance companies aren’t against solar panels, but they may have concerns about the risks and costs of insuring solar. The type of policy, where you live, and the insurance company itself matter. Extreme weather can damage solar panels, and faulty installation or electrical malfunctions pose a fire risk—this, in turn, can increase insurance company liability and payouts. However, you’re likely to keep coverage as long as you have a pro install the solar system, keep it maintained, can pass a solar panel inspection, and update your homeowners policy to include solar.