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It is not always necessary to put wood stripping (also called furring strips) under a metal roof, but some metal roofs require stripping to work efficiently. For example, you must use furring strips when installing metal over shingles in order to connect the shingles to the metal roofing. These strips are made of metal or wood. They create thermal breaks and provide a solid frame to which you can attach the metal roofing. A lack of wood stripping can cause condensation issues under certain roofs, so use the roofing manufacturer’s specifications as your guide.

If you choose to get a personal loan to finance a roof, you will want to aim for a “good” or “excellent” credit score for the best rates. That means a credit score of 690 or more. If you aren’t sure of your credit score, you can request one free credit report per year from each of the three major credit bureaus: Equifax, Experian, and TransUnion. Many banks also provide free credit reports monthly.

Metal roofs often benefit from snow guards because the slick surface can lead to snow avalanches off of your roof, potentially damaging cars or personal property below and putting your family at risk of injury. Low-slope metal roofs may not require snow guards if your area doesn’t see heavy snow accumulation, but it’s a good idea to install them for security.

How long it takes to replace a roof can vary, but most roof replacements take anywhere from one to 12 days . The crew size, roof size, and complexity can affect the cost of your project, especially if your roofing contractor charges by the hour. Metal roofs generally take longer than asphalt shingles, wood, slate, concrete, and tile, averaging between seven and 14 days. This is because metal is more difficult to work with than most other materials, excluding slate and other heavy materials.