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Calcium chloride does not do significant damage to gutters when used properly and in moderate amounts. If you use too much too frequently, it could eventually cause corrosion in your gutters. Rock salt will harm your gutters, though.

It’s technically possible to remove some soffit material without removing your gutters, but it’s usually a good idea to remove gutters, fascia, and soffit and then reinstall them in the opposite order. Replacing soffits without removing gutters is likely to leave you with a less professional and clean appearance, and you’re more likely to do damage to your gutters and fascia boards in the process.

Absolutely—and lots of it. Overflowing water from your gutters can damage your siding and your roof. All of the moisture getting into the cracks and crevices of your home can lead to mold or mildew problems down the line. In addition, when water pools around your home, it needs a place to go—and sometimes it ends up inside the house, creating a very unwanted flood.

Unless you've chosen to install underground downspouts, your gutter downspouts shouldn't touch the ground. If they come into contact with the soil or pavement next to your home, rainwater can back up into them during a storm, preventing them from doing their job effectively. Instead, aim to have your downspouts end about 12 inches from the ground.