Does insurance cover a sinking foundation?

• <div><p>Homeowners insurance doesn’t usually cover a sinking foundation. While <a href="https://www.angi.com/articles/does-homeowners-insurance-cover-foundation-repair.htm">insurance will cover some kinds of foundation damage</a>, coverage is usually limited to damage from natural disasters, fire, or impact. Foundation sinking is rarely covered by insurance, so it’s a good idea to make repairs early on to avoid costly problems in the future.</p></div>

How do I know if my foundation is slab-on-grade?

• <div><p>If you don’t have any access to or knowledge of any area underneath your home, chances are it’s built slab-on-grade. You can also look for the concrete around the bottom edge of your structure; if it’s just a few inches tall, it’s likely a slab. If it’s more than that, has any windows, or you have steps leading to your main entrance, you likely have a different foundation style.</p></div>

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Q: What type of foundation repair is best?

• <div><p>The foundation repair that will work best varies based on the extent of the damage, the underlying cause, soil conditions, weather conditions, and more. Permanent foundation solutions like underpinning and exterior drainage solutions are better than temporary fixes that don&rsquo;t address the source of the issue. Some examples of more temporary solutions include <a href="https://www.angi.com/articles/how-much-does-mudjacking-cost.htm">mudjacking</a> or slabjacking, waterproof paint, and dampproofing. The best course of action is to have a reliable foundation specialist inspect your issue, treat the underlying problem, and restabilize your foundation.</p></div>

Q: Are hairline cracks in concrete a problem?

• <div><p>No, hairline cracks in concrete are generally not a problem as they do not impact the strength and longevity of the concrete. Generally, cracks less than 0.3 millimeter wide don&rsquo;t impact the structure. Hairline cracks can grow over time and weaken the structure, such as in a home foundation. Some hairline cracks can also cause leaks in a foundation. It&rsquo;s important to watch the cracks to see if they grow. Contact a concrete contractor if you notice cracks exceeding 0.3 millimeter wide.</p></div>

Q: Do services include foundation recommendations?

• <div><p>Yes, engineers assess soil load-bearing capacity and provide construction guidelines.</p></div>

Q: Does insurance cover a sinking foundation?

• <div><p>Homeowners insurance doesn&rsquo;t usually cover a sinking foundation. While <a href="https://www.angi.com/articles/does-homeowners-insurance-cover-foundation-repair.htm">insurance will cover some kinds of foundation damage</a>, coverage is usually limited to damage from natural disasters, fire, or impact. Foundation sinking is rarely covered by insurance, so it&rsquo;s a good idea to make repairs early on to avoid costly problems in the future.</p></div>

Q: How do I know if my foundation is slab-on-grade?

• <div><p>If you don&rsquo;t have any access to or knowledge of any area underneath your home, chances are it&rsquo;s built slab-on-grade. You can also look for the concrete around the bottom edge of your structure; if it&rsquo;s just a few inches tall, it&rsquo;s likely a slab. If it&rsquo;s more than that, has any windows, or you have steps leading to your main entrance, you likely have a different foundation style.</p></div>

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Verified Reviews for Concrete Repair pros in Evergreen, MT

*The Angi rating for Concrete Repair companies in Evergreen, MT is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Concrete Repair needs.

*The HomeAdvisor rating for Concrete Repair companies in Evergreen, MT is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Concrete Repair needs.

Last update on November 03, 2025

Reviewed in August 2023
Nevis is a skilled craftsman and repaired the staircase to an aging deck. His repair was outstanding. My handyman was over the next day and commented on the exceptional work on the deck. Nevin was professional in manner. He came with his tablet, took pictures and measurements and then set up...
Vision Decks, LLC
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Reviewed in April 2023
Highly skilled, professional plumber. Treated my wife and I with the upmost dignity and respect. Tobin did a major repair of our homes boiler and heating system. System needed major repair due to damage from frozen pipes. We would highly recommend Bridger Creek Plumbing.
Bridger Creek Plumbing, LLC
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Reviewed in December 2020
Vincent and his crew did an excellent job on our back patio, which was old, sunken uneven, weed invaded. He gave me several options at different price points. We decided to reuse our existing pavers. They were punctual, easy to work with, explained everything very well, and they finished more...
Uribe Brick Paving
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Reviewed in October 2018
Received a quick quote from P and H Concrete for a 20'x43’ stamped concrete patio job in April 2017, and a promise to pour around mid June 2017. Almost no communication from Hank during the summer, finally started to get responses in August using texts. Called to drop his services in October...
P and H concrete
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Reviewed in April 2017
service technician seemed to have limited knowledge of system and was unable to repair it
Aire Serv of Kalispell
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Reviewed in September 2015
Reasonably priced and honest! They came right away when our pumps got struck by lighting to get them repaired.
Alan's Pumps
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Reviewed in July 2014
We hired Extreme Concrete to pour the foundation, pad and driveway for our new garage. We paid a deposit plus installments as the work was completed. Justin Walker (the owner) was extremely responsive and did a good job on the garage but did not pour our driveway and stopped responding to...
Extreme Concrete
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Reviewed in January 2014
Gave me advice on how to repair my washer and even delivered the part I needed at an incredibly low cost. He saved me a ton of money where some other repair services would have charged me well over $100.
Larry's Appliance Service
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Reviewed in February 2013
Ken was very professional, friendly and got the hot tub up and running, having to fix a couple of things that previousl repair company broke.
AAA Spa Repair
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Reviewed in March 2012
I'd highly recommend them. They worked quickly, did a good job. The bottom line is the amount of money you're needing to spend is quite good for the result you get. They cut out concrete in our basement so we could put in windows, refinished the basement, put in a hot tub, did a theater room,...
Herd Bull Construction
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Concrete Driveways & Floors Installation

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Ridgeline Construction

Ridgeline Construction

D&D Concrete

D&D Concrete

Glacier 3D, LLC

Glacier 3D, LLC

SA Benson Construction

SA Benson Construction

All work no play construction

All work no play construction

Allstar Fabrication L.L.C

Allstar Fabrication L.L.C

DCR Construction LLC

DCR Construction LLC

B&B CONCRETE

B&B CONCRETE

R&T pressure washing

R&T pressure washing

406 Mudworx LLC

406 Mudworx LLC

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