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Shelby Carver Real Estate

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Shelby Carver Real Estate

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5 years of experience

Introducing Shelby Carver, your go-to real estate expert in Butte, Montana! With deep roots in the community and a sixth-generation Montanan, Shelby brings a unique blend of passion, expertise, and local insight to every transaction. Beyond being a dedicated realtor, she's also a savvy investor and owner of a thriving design and staging company. Shelby's commitment to her clients is unwavering. Whether you're buying, selling, or investing, she guides you with ease through every step of the process, ensuring a smooth and successful transaction. Her keen eye for design and staging transforms properties, making them stand out in the market. From affordable homes to luxury properties, Shelby's comprehensive knowledge of the Butte MT real estate market caters to a variety of needs. Whether you're a first-time homebuyer or an experienced investor, Shelby is here to help you find your perfect home or investment property. Don't miss out on the opportunity to work with Shelby Carver for all your real estate needs in Butte, Montana. Contact her today to start your journey towards finding your dream property!

Introducing Shelby Carver, your go-to real estate expert in Butte, Montana! With deep roots in the community and a sixth-generation Montanan, Shelby brings a unique blend of passion, expertise, and local insight to every transaction. Beyond being a dedicated realtor, she's also a savvy investor and owner of a thriving design and staging company. Shelby's commitment to her clients is unwavering. Whether you're buying, selling, or investing, she guides you with ease through every step of the process, ensuring a smooth and successful transaction. Her keen eye for design and staging transforms properties, making them stand out in the market. From affordable homes to luxury properties, Shelby's comprehensive knowledge of the Butte MT real estate market caters to a variety of needs. Whether you're a first-time homebuyer or an experienced investor, Shelby is here to help you find your perfect home or investment property. Don't miss out on the opportunity to work with Shelby Carver for all your real estate needs in Butte, Montana. Contact her today to start your journey towards finding your dream property!

Property Appraiser questions, answered by experts

Costs depend on the property size, audit complexity, and whether additional testing (e.g., blower door) is included.

To get the highest appraisal value possible for your home, make any necessary repairs and updates prior to the appraisal. Some examples of tasks include updating landscaping to boost curb appeal, renovate older areas of the home, and consider staging your home. Keep in mind that some aspects of the appraisal are out of your control, such as comparable properties nearby.

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.

The cost to appraise a home depends on the type. Common types include:

  • Single-family homes: $300–$400

  • FHA or VA single-family homes: $400–$500

  • Condominium: $300–$500

  • Multi-family home: $500–$1,000

  • Apartment building: $1,500–$3,000

  • Commercial properties: $1,400–$10,000

  • Raw land: $1,000–$8,000

The Boulder, MT homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.