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It is common for a contractor to ask for a down payment before starting a project, especially for jobs that require purchasing materials and equipment or hiring a crew. The deposit amount can range from 10% to 50% of the total job cost. While a request for up to 50% is not unusual, a contractor should not ask for more than that, and you should never pay for a project in full before the work has begun. To protect yourself, always discuss payment terms before starting and have a written contract that outlines the project timeline and expectations. Additionally, be sure to hire reputable contractors and check their licensing and insurance before the project begins.

A contract should outline the scope of work, timelines, costs, payment schedule, and materials used for clarity and protection.

Whether or not it’s easier to cut wood when it’s wet versus dry depends largely on the type of tool you use and the wood you’re cutting. For example, a chain saw should still be able to cut through wet wood with relative ease, but it may be more difficult to maneuver due to the wood fibers sticking to the chains of the saw. 

However, you might want to avoid cutting wood entirely when it’s wet if you’re pruning your tree. Sawing a wet tree that you don’t plan on removing can also encourage bacterial and fungal growth and decay.

It is not recommended to cut or drill into LVL (laminated veneer lumber) beams. As major structural components of a home, their composite structure can be compromised by alterations, which can weaken them and lead to cracking over time. If you must make modifications to an LVL beam, it is crucial to consult a structural engineer or general contractor first. A professional can advise on whether it's safe and provide specifics on the appropriate bit size, depth, and directionality for any necessary drilling.