Get matched with top hurricane film pros in Hillsboro, MS

The first thing to ensure is you are hiring an approved contractor to repair your roof so your insurance can cover the cost. As always, shop around until you have a handful of quotes so that you get the best quality for the price you’re paying.

When researching a roof repair contractor to repair hail damage, first ask if they’re licensed, bonded, and insured, as this protects you and your property. Always check upfront fees, availability, turnaround, and cost or discounts. Finally, I always look up their reviews to make sure other people who have done similar projects have had great results.

Yes, but it depends on what you have planted in yours and the extent of the damage. Hardier shrubs and plants with droopy leaves have a better chance of bouncing back, but do go ahead and cut back any broken branches or damaged portions. Fertilizer can help, but wait until you spot new growth before you feed any plants. 

Your insurance premium may increase if you file a roof claim or any other type of claim. Changes to your premium will depend on your insurance company, the size of the claim, and the number of claims you’ve made. Insurers may also increase rates at renewal based on factors outside of your control, such as changing weather patterns.

Homeowners insurance may cover basement flooding, but only if a covered peril causes it. For example, a burst pipe may be covered if the event was sudden and accidental, not caused by wear and tear or homeowner neglect. Flooding caused by extreme weather is only covered if you have a separate flood insurance policy.