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Top-Rated Custom home builders in Hatley - Updated Nov 2026

Avatar for Choice Home Warranty
Choice Home Warranty
4.0(
5,678
)
Find a Custom Home Builder

Serving Hatley, MS and surrounding areas

In business since 2008

Emergency services offered

Credit card accepted

"Loay Jabbar provided the information I needed quickly and clearly. I immediately signed up for full coverages for our two homes because of the discounts offered and because of the quality of service that Loay is saying and promising Choice Home Warranty provides to its customers. I have bad experiences with other home warranty companies so I am hoping I found the best company that would deliver the best service."
Recommended by81%of homeowners
Avatar for American Home Shield – Home Warranty
American Home Shield – Home Warranty
3.5(
5,689
)
Find a Custom Home Builder

Serving Hatley, MS and surrounding areas

In business since 1971

Credit card accepted

"The technician did an excellent job. It did take a while to get the repair finished, but that was due to Bertazzoni delivering the parts. I have had multiple problems with this particular appliance. My range now works better than it did when new, but I have a feeling that even if I have continuing problems with it, American Home Shield will just repair rather than replace due to the cost of the range. By the way, I'm not exactly sure of the date of the repair."
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Recommended by65%of homeowners
Avatar for Overstreet Construction&roofi.g.l.l.c
Overstreet Construction&roofi.g.l.l.c
4.0(
5
)
Find a Custom Home Builder

Serving Hatley, MS and surrounding areas

In business since 1969

Free estimates

Emergency services offered

Operating since 1969 with having had offices in Houston Texas and Atlanta Georgia. We are a local company based out of Hattiesburg petal area. We are licensed bonded and Insured.a family owned proud to serve the people overstreet a family name you can count on an trust.

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Recommended by80%of homeowners
G & M Construction
3.0(
2
)
Find a Custom Home Builder

Serving Hatley, MS and surrounding areas

In business since 1985

Free estimates

Emergency services offered

"My late husband built our 30-year-old, 2,800 sq. ft. cedar-sided home.  The exterior had deteriorated to the point of no return. In addition to the siding, the roof needed to be replaced, as well as the cloudy double-pane windows.  Robert Manos, with G & M Construction, replaced the roof with dimensional shingles (and a metal-roof on the porch--metal roofs being their specialty), replaced the cedar with Hardy ColorPlus siding, replaced all the windows, added a beautiful deck, poured a stoop and sidewalk, laid ceramic tile in my kitchen and around the stone fireplace.  They even patched walls, and patched and sprayed ceilings where needed throughout the house.  My favorite project was a custom cedar ceiling in the breakfast room.  I had wanted to reuse a portion of the salvageable cedar from the exterior.  Robert and his crew painstakingly planed the curling, grayed boards to my satisfaction, beveled the edges for a finished look, and the rough, ugly, old cedar was transformed into a beautiful ceiling, in homage to my late husband's love of that natural wood.  This entire experience of working with Robert and his crew was such a blessing.  They are honest, hard-working, perfectionistic craftsmen.  A process that might have been tedious and challenging was instead brought to a close with a bond of friendship and respect.  I can not recommend this crew more highly."
Recommended by100%of homeowners
Nicholas M. Carter
New to Angi
Find a Custom Home Builder

Serving Hatley, MS and surrounding areas

In business since 2020

Free estimates

Credit card accepted

We are extremely passionate about the work that we do. You can depend on us to provide a high quality service at a fair and honest price. We understand that the future of our business depends upon our reputation and that is why customer service is by far our highest priority. If you are looking for a professional you can trust, please call today to schedule a no-obligation estimate!

Response time20 mins
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Custom Home Builders FAQs, answered by experts

The longest part of building a custom home is the design phase. It takes multiple professionals and a ton of work to bring your vision for your dream home to life while sticking to a homebuilding budget and also ensuring everything is built to code. Expect the design phase for a custom home build to take six months to a year.

A construction-to-permanent loan is the most common type of mortgage used to finance a house teardown and rebuild. These loans include financing for construction costs and convert to a long-term mortgage once construction is complete. Check the terms of the loan closely before beginning work—there are often restrictions requiring you to use licensed contractors for all work.

A custom home is one that you design from the ground up, allowing you to customize everything from the square footage to the interior layout to all of the materials used. A spec home is one that a builder has designed and gotten approvals for. Spec homes may give you some limited options for the layout and materials, but most of the build is pre-set. Custom homes cost more and take longer to build.

The term “cottage” is subjective, so there’s no rigid definition, but it generally refers to a small home with simple and purposeful architecture that embraces nature and focuses on charm over everything else. Cottages are typically 1 or 1 1/2-stories tall, usually with gabled roofs, and are built out of natural materials that help make the structure a part of the surrounding nature rather than something that stands out from it. A big part of what makes a cottage a cottage is the decor, which includes natural materials from the nearby area.

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

The Hatley, MS homeowners’ guide to custom home building

From average costs to expert advice, get all the answers you need to get your job done.