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Lead Testing and Removal questions, answered by experts

No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

Lead testing prior to purchasing a property ensures that the new owners are informed about potential hazards, prevents health risks associated with lead poisoning, and facilitates timely remediation.

While not all homes built before 1978 contain lead paint, enough do, so you’ll still want to test to be on the safe side. The federal government banned lead-based paint for homes in 1978, but your state may have banned lead before that time. Around 24% of homes built between 1960 and 1977 contained lead-based paint, while 87% of homes built before 1940 contained lead-based paint.

Through air sampling devices and surface swabs in key areas of concern.

Costs depend on the number of samples, testing method, lab fees, and whether on-site inspections are required.

The Seymour, MO homeowners’ guide to lead testing and removal services

From average costs to expert advice, get all the answers you need to get your job done.