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Kansas & Missouri Public Adjusters

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Kansas & Missouri Public Adjusters

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24 years of experience

A public adjuster is an insurance claims adjuster who advocates for the private citizen (policyholder) in appraising and negotiating a claimant's insurance claim. Aside from attorneys and the broker of record, public adjusters licensed by state departments of insurance are the only type of claims adjuster that can legally represent the rights of an insured (private citizen) during an insurance claim process. A public adjuster will be most beneficial when it is clear that the insurer (insurance company) will pay the claim and the only issue is the proper identification and valuation of the loss. Most public adjusters charge a percentage of the settlement, with the average charge being between 10% to 15%. Primarily they appraise the damage, prepare an estimate and other claim documentation, read the policy of insurance to determine coverage, and negotiate with the insurance company's adjuster.

A public adjuster is an insurance claims adjuster who advocates for the private citizen (policyholder) in appraising and negotiating a claimant's insurance claim. Aside from attorneys and the broker of record, public adjusters licensed by state departments of insurance are the only type of claims adjuster that can legally represent the rights of an insured (private citizen) during an insurance claim process. A public adjuster will be most beneficial when it is clear that the insurer (insurance company) will pay the claim and the only issue is the proper identification and valuation of the loss. Most public adjusters charge a percentage of the settlement, with the average charge being between 10% to 15%. Primarily they appraise the damage, prepare an estimate and other claim documentation, read the policy of insurance to determine coverage, and negotiate with the insurance company's adjuster.

Pro Paving & Sealcoating

3.00(
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Pro Paving & Sealcoating

3.00(
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Customers say: Quick response
38 years of experience

DBA: KR Construction & Contracting LLC. An All Purpose Construction & Contracting company who takes pride in not just our work, but working for our customers. No jobs to big nor to small for us. Additional email: [email protected]

DBA: KR Construction & Contracting LLC. An All Purpose Construction & Contracting company who takes pride in not just our work, but working for our customers. No jobs to big nor to small for us. Additional email: [email protected]

SUMMA HOME IMPROVEMENT

1.00(
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SUMMA HOME IMPROVEMENT

1.00(
2
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36 years of experience

SUMMA HOME IMPROVEMENT is a family owned company with over 30 years of experience. We offer a variety of services for both residential and commercial properties. Offering handyman services, home repair and more. We can fix it all – from the roof to your floor. We do roofing, electrical, plumbing, concrete, room additions, flooring, interior and exterior painting, siding, windows, glass and doors. No job is too small or large!

"Terrible experience. Paid over $40,000 for new metal roof and siding. Roof leaks every time there is a large rain or snow. Steve does not stand behind his work so am having to pay others to repair his shoddy workmanship and repair damage done to the interior from the leaks. Sections of siding come off in wind and have to pay others to re-attach."

Linda L on April 2021

SUMMA HOME IMPROVEMENT is a family owned company with over 30 years of experience. We offer a variety of services for both residential and commercial properties. Offering handyman services, home repair and more. We can fix it all – from the roof to your floor. We do roofing, electrical, plumbing, concrete, room additions, flooring, interior and exterior painting, siding, windows, glass and doors. No job is too small or large!

"Terrible experience. Paid over $40,000 for new metal roof and siding. Roof leaks every time there is a large rain or snow. Steve does not stand behind his work so am having to pay others to repair his shoddy workmanship and repair damage done to the interior from the leaks. Sections of siding come off in wind and have to pay others to re-attach."

Linda L on April 2021

Earthquake Retrofitting questions, answered by experts

Ensure proper ventilation, fix leaks, and schedule regular pest inspections to protect your property.

Almost all new buildings in California need an earthquake shut-off valve. The requirements for an earthquake gas shut-off valve (and who can install it) depend on where you live. For example, according to the Los Angeles Municipal Code, you’re required to hire a licensed contractor to install one whenever you build, sell, or renovate a home. Check with your local building department for your city’s laws on installing, permitting, and inspecting earthquake shut-off valves.

First, you can expect the project to be loud. If you have pets, you might want to take them to a friend's house during the day so they are not disturbed by any of the loud noises. In addition, you’ll need to provide the retrofit team access to areas of the house that will need to be worked on, meaning you’ll need to relocate personal items, clear clutter, and make pathways for the crew. Once the project is complete, a local building inspector will conduct a final inspection to ensure that the retrofitting is up to code.

It is not advisable to try to retrofit your home without the expertise of a professional. These projects usually require a consultation with a structural engineer and a plumber for any gas-related adjustments. Working with a professional earthquake retrofitting contractor is the best way to ensure that any structural work done to your home will help protect you and your family.

Grounding is a great first step to prevent electrical shock, but you can take it further with GFCI outlets and AFCIs (arc fault circuit interrupters). In particular, AFCIs help protect against the type of electrical arcs that cause fires, like if a mouse chews on a wire or your laptop starts overheating at the wall. These are required in some areas of your home.

The Richmond, MO homeowners’ guide to earthquake retrofitting services

From average costs to expert advice, get all the answers you need to get your job done.

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