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Kansas & Missouri Public Adjusters

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Kansas & Missouri Public Adjusters

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24 years of experience

A public adjuster is an insurance claims adjuster who advocates for the private citizen (policyholder) in appraising and negotiating a claimant's insurance claim. Aside from attorneys and the broker of record, public adjusters licensed by state departments of insurance are the only type of claims adjuster that can legally represent the rights of an insured (private citizen) during an insurance claim process. A public adjuster will be most beneficial when it is clear that the insurer (insurance company) will pay the claim and the only issue is the proper identification and valuation of the loss. Most public adjusters charge a percentage of the settlement, with the average charge being between 10% to 15%. Primarily they appraise the damage, prepare an estimate and other claim documentation, read the policy of insurance to determine coverage, and negotiate with the insurance company's adjuster.

A public adjuster is an insurance claims adjuster who advocates for the private citizen (policyholder) in appraising and negotiating a claimant's insurance claim. Aside from attorneys and the broker of record, public adjusters licensed by state departments of insurance are the only type of claims adjuster that can legally represent the rights of an insured (private citizen) during an insurance claim process. A public adjuster will be most beneficial when it is clear that the insurer (insurance company) will pay the claim and the only issue is the proper identification and valuation of the loss. Most public adjusters charge a percentage of the settlement, with the average charge being between 10% to 15%. Primarily they appraise the damage, prepare an estimate and other claim documentation, read the policy of insurance to determine coverage, and negotiate with the insurance company's adjuster.

Pro Paving & Sealcoating

3.00(
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Pro Paving & Sealcoating

3.00(
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Customers say: Quick response
38 years of experience

DBA: KR Construction & Contracting LLC. An All Purpose Construction & Contracting company who takes pride in not just our work, but working for our customers. No jobs to big nor to small for us. Additional email: [email protected]

DBA: KR Construction & Contracting LLC. An All Purpose Construction & Contracting company who takes pride in not just our work, but working for our customers. No jobs to big nor to small for us. Additional email: [email protected]

SUMMA HOME IMPROVEMENT

1.00(
2
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SUMMA HOME IMPROVEMENT

1.00(
2
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36 years of experience

SUMMA HOME IMPROVEMENT is a family owned company with over 30 years of experience. We offer a variety of services for both residential and commercial properties. Offering handyman services, home repair and more. We can fix it all – from the roof to your floor. We do roofing, electrical, plumbing, concrete, room additions, flooring, interior and exterior painting, siding, windows, glass and doors. No job is too small or large!

"Terrible experience. Paid over $40,000 for new metal roof and siding. Roof leaks every time there is a large rain or snow. Steve does not stand behind his work so am having to pay others to repair his shoddy workmanship and repair damage done to the interior from the leaks. Sections of siding come off in wind and have to pay others to re-attach."

Linda L on April 2021

SUMMA HOME IMPROVEMENT is a family owned company with over 30 years of experience. We offer a variety of services for both residential and commercial properties. Offering handyman services, home repair and more. We can fix it all – from the roof to your floor. We do roofing, electrical, plumbing, concrete, room additions, flooring, interior and exterior painting, siding, windows, glass and doors. No job is too small or large!

"Terrible experience. Paid over $40,000 for new metal roof and siding. Roof leaks every time there is a large rain or snow. Steve does not stand behind his work so am having to pay others to repair his shoddy workmanship and repair damage done to the interior from the leaks. Sections of siding come off in wind and have to pay others to re-attach."

Linda L on April 2021

Earthquake Retrofitting questions, answered by experts

First, you can expect the project to be loud. If you have pets, you might want to take them to a friend's house during the day so they are not disturbed by any of the loud noises. In addition, you’ll need to provide the retrofit team access to areas of the house that will need to be worked on, meaning you’ll need to relocate personal items, clear clutter, and make pathways for the crew. Once the project is complete, a local building inspector will conduct a final inspection to ensure that the retrofitting is up to code.

Hearing or feeling vibrations in your house can be unsettling, but there are a few possible causes for a vibrating noise in your wall or floor. Light bulbs and fixtures, circuit breakers, loose pipes, or faulty wiring could all cause vibrations. If you’re not sure what’s causing the vibrations, you can call a contractor to assess your home and narrow down the cause.

It is not advisable to try to retrofit your home without the expertise of a professional. These projects usually require a consultation with a structural engineer and a plumber for any gas-related adjustments. Working with a professional earthquake retrofitting contractor is the best way to ensure that any structural work done to your home will help protect you and your family.

An earthquake retrofit is essential for safety in an earthquake-prone area. Without proper retrofitting, your home is at risk of sliding off the foundation, shifting, or collapsing.

You may also require a retrofit if your home was built before 1980 when building codes began requiring reinforcing, bracing, and bolting for new construction. You may not be eligible for insurance to help pay for earthquake-related damages without a retrofit.

Some cities or states may require you to have an earthquake gas shut-off valve. Your insurance provider may also have requirements for installing this valve. Even if you don’t have to have one by law, it’s wise to have a natural gas plumber install one anyway. These devices can be lifesaving and prevent fires or explosions in the event of a gas leak.

The Odessa, MO homeowners’ guide to earthquake retrofitting services

From average costs to expert advice, get all the answers you need to get your job done.

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