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No, stucco siding tends to be more expensive than vinyl siding. While the materials for stucco are less costly, the labor-intensive application process increases the total project budget. If you're comparing stucco versus vinyl siding based on cost alone, vinyl siding would be the winner there. In terms of longevity, on the other hand, stucco lasts for around 50 years, 10 to 30 years longer than vinyl siding, making it a better long-term investment.

A standard drill will work just fine if you’re drilling small holes, and only a few of them. But anything with a diameter larger than 3/8 inch is best done with a hammer drill, since it is stronger, faster, and also makes your drill bits last longer. While you don’t absolutely need a hammer drill for stucco, it is a worthy investment if you think you might drill more holes down the road.

Fiber cement siding is one of the lowest-maintenance options. The material’s formula is resistant to insect activities, moisture, and most physical impacts. Vinyl and aluminium siding is also fairly easy to upkeep. All these low-maintenance options only require basic surface cleaning, caulking, and regular gutter maintenance to prevent water dams from forming. 

One of the most significant downsides to stucco is the installation cost, which is higher than that of many other siding options because getting it to look clean and professional is a labor-intensive process. Stucco can also absorb water, making it an unsuitable option for siding in areas that see excessive rainfall. Finally, stucco can crack and chip, especially in extreme weather, and repairs are not only challenging and require help from a professional who does stucco, but can get expensive.