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Lead Testing and Removal questions, answered by experts

No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

Results from professional lead testing are typically available within a few days to a week (2-7 days), depending on factors like laboratory processing times and the volume of samples being analyzed. Expedited services may also be available for urgent situations.

If your home was built before 1978, there’s a chance that any paint on your hardwood floors could be lead paint—especially if it was already there when you moved in. Because lead is toxic, hiring a licensed pro to remove it is mandatory. The average price for professional lead paint removal ranges from $1,500 to $5,300 and depends on the scope of the project.

Professional testing for lead paint costs about $300, ranging from about $250 to $700, depending on the square footage, accessibility, and location. However, testing for lead paint with a DIY home-testing kit costs about $25, but doesn’t guarantee accurate results. The U.S. Environmental Protection Agency (EPA) recommends using a lead test kit that complies with the Lead Renovation, Repair, and Painting (RRP) Rule, which has strict criteria for ensuring a more accurate reading.

Common home surfaces to test for lead include:

  • Walls

  • Windows

  • Doors

  • Molding and trim

  • Railings

How you test for lead in your water depends on the source of your home's water supply. If you have municipal water, your local water system may offer to test the water for free or may connect you to a lab that will perform the testing.

If you have a private well that provides drinking water, you are responsible for testing it for lead. Look for a lab that is accredited by your state's Department of Environmental Protection to perform the test.

The Caulfield, MO homeowners’ guide to lead testing and removal services

From average costs to expert advice, get all the answers you need to get your job done.