How much does it cost to repair a fire-damaged house?

• <div><p>Repairing a fire-damaged home could cost anywhere from $2,000 to $200,000 or more—it all depends on the extent of the damage and the quality of the materials you use. In most cases, your homeowner’s insurance company will cover the majority of the repairs. If you’re buying a home with fire damage, though, it’s best to get an estimate from a fire damage restoration company to estimate the repairs before closing.</p></div>

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Q: Does homeowners insurance cover fire damage?

• <div><p>Yes, most homeowners insurance policies cover fire damage and restoration, provided the fire was not set intentionally or caused by negligence. Accidental fires, such as those from electrical issues, cooking, or gas, are typically covered. Your policy will usually cover emergency services like roof tarping, the full cost of remediation and rebuilding, and may also cover alternative housing while your home is being restored. You will be responsible for paying your policy's deductible. It is important to check your policy details to see how coverage is calculated&mdash;it may be for the full replacement cost of damaged items or the actual cash value, which accounts for depreciation. To expedite your claim, contact your insurance company immediately and have all necessary documentation ready.</p></div>

Q: Can you use flour to put out an electrical fire?

• <div><p>Baking soda is an effective fire reduction method. However, flour and baking powder are very dangerous around flames. Flour is flammable and it can also conduct electricity. The combination can cause serious injury from electrical shock and worsen the situation by adding fuel to the fire. Baking powder is also not an option as it's also highly flammable. </p></div>

Q: Does homeowners insurance cover DIY mistakes?

• <div><p>Homeowners insurance does not cover DIY mistakes, so tread lightly if you plan to tackle your own home repairs or renovations. If you cause damage to your home while attempting repairs or renovations yourself, the cost of fixing the damage is often considered your responsibility. Most policies only cover damage caused by covered perils like fire, theft, or weather&mdash;not by homeowner errors.</p></div>

Q: What is the process of fire restoration?

• <div><p>The first step is removing water or chemical residue, if applicable, after extinguishing. Next, your professional will clean up soot, remove damaged materials, treat the smoke damage, and complete any necessary structural repairs. After that, your pro will begin the build-back process and install finishes to restore your home to its previous condition.</p></div>

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Verified Reviews for Chimney Sweeping pros in Madison, MN

*The Angi rating for Chimney Sweeping companies in Madison, MN is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Chimney Sweeping needs.

*The HomeAdvisor rating for Chimney Sweeping companies in Madison, MN is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Chimney Sweeping needs.

Last update on August 26, 2025

Reviewed in August 2025
Sadly been a nightmare. Saying on the way 10 minutes away and never showed and wouldn't answer the phone or texts. More than a dozen times. Work still isn't done. Told the sub contractors he hired ( promised he would be here the entire time. Seen him 2 times at the most in 3...
Xtreme Xteriors, LLC
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Reviewed in November 2023
Time will tell for us!
LeafGuard
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Reviewed in November 2023
The packing material they used was high-quality and eco-friendly, which gave me peace of mind knowing that my move had a minimal impact on the environment. Every box was meticulously labeled, and the clear, concise handwriting made it effortless to identify each item's contents.
BQ Transport, LLC
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Reviewed in August 2021
It was excellent. They were prompt in coming out to give me an estimate. They kept a good communication. The work itself was done very quickly. They cleaned up after themselves. They kept the yard in good shape. They finished it in only 6 hours.
Noble Roofing and Exteriors Inc
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Reviewed in March 2020
Work was done very professionally & timely by a person who loves his job & follows through with integrity and pride in a job well done.
Force and Partners, LLC
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Reviewed in August 2018
He was timely and kept me informed during the project.
Carpets N' More, Inc.
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Reviewed in June 2018
Quickly remove tree from my greenhouse so I could start repairs.
Nick's Tree Service
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Reviewed in August 2017
Excellent cleanup after work had completed. Also very easy to talk with and communicate what I wanted.
Weaver's Tree Service, LLC
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Reviewed in July 2013
I have never met anybody that was so professional and knowledgable. He took the time to explain everything to us. He said he wouldn't charge anything for the temporary fix on two building and to look at the roof that would last through winter and that he would fix it right. He showed up when...
A-1 HANDYMAN SVC
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Reviewed in July 2013
They called us soon after the referral....but never showed up!!!!!!!
Francis Animal & Pest Control
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Find Chimney sweeps in Madison

Chimney or Fireplace - Clean and InspectChimney or Fireplace - Clean and Inspect - For BusinessClean and Inspect a gas fireplace+3 more

Serving Madison, MN and surrounding areas

In business since 2007

Free estimates

Emergency services offered

"Excellent - customer service is outstanding."

Recommended by93%of homeowners

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Shine Baby Shine Cleaning Services

New to Angi

Clean and Inspect a gas fireplaceClean and Inspect a wood burning stove or pellet stoveClean and Inspect a wood fireplace chimney+1 more

Serving Madison, MN and surrounding areas

Small jobs welcome

Offers commercial services

🌸 Spring has sprung! 🌸 Let us handle the dirt while you enjoy the sunshine. Book our new Spring Reset special! 🧼 #SpringCleaning2026 #ShineBabyShine"Shine Baby Shine isn’t just about cleaning, it’s about restoring your peace of mind. We transform your home into a sparkling sanctuary, giving you back the time to live your life. Experience a home that doesn't just look clean, but feels alive and refreshed."\nTagline: Your home. Our passion. Total shine"Welcome to Shine Baby Shine! I launched this business in 2026 with a simple mission: to provide meticulous, reliable, and trustworthy cleaning services. As a passionate, owner-operated business, I am dedicated to making your home look its absolute best."

Chimney or Fireplace - Clean and InspectChimney or Fireplace - Clean and Inspect - For Business

Serving Madison, MN and surrounding areas

In business since 2018

Free estimates

Offers commercial services

"Zack was so efficient and came prepared to do the work. He cleaned up and hauled everything away after he was done, you couldn't tell he was ever there. Very nice and easy to deal with."

Recommended by100%of homeowners

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Chimney Sweep questions, answered by experts

Yes, most homeowners insurance policies cover fire damage and restoration, provided the fire was not set intentionally or caused by negligence. Accidental fires, such as those from electrical issues, cooking, or gas, are typically covered. Your policy will usually cover emergency services like roof tarping, the full cost of remediation and rebuilding, and may also cover alternative housing while your home is being restored. You will be responsible for paying your policy's deductible. It is important to check your policy details to see how coverage is calculated—it may be for the full replacement cost of damaged items or the actual cash value, which accounts for depreciation. To expedite your claim, contact your insurance company immediately and have all necessary documentation ready.

Baking soda is an effective fire reduction method. However, flour and baking powder are very dangerous around flames. Flour is flammable and it can also conduct electricity. The combination can cause serious injury from electrical shock and worsen the situation by adding fuel to the fire. Baking powder is also not an option as it's also highly flammable.

Homeowners insurance does not cover DIY mistakes, so tread lightly if you plan to tackle your own home repairs or renovations. If you cause damage to your home while attempting repairs or renovations yourself, the cost of fixing the damage is often considered your responsibility. Most policies only cover damage caused by covered perils like fire, theft, or weather—not by homeowner errors.

Repairing a fire-damaged home could cost anywhere from $2,000 to $200,000 or more—it all depends on the extent of the damage and the quality of the materials you use. In most cases, your homeowner’s insurance company will cover the majority of the repairs. If you’re buying a home with fire damage, though, it’s best to get an estimate from a fire damage restoration company to estimate the repairs before closing.

The first step is removing water or chemical residue, if applicable, after extinguishing. Next, your professional will clean up soot, remove damaged materials, treat the smoke damage, and complete any necessary structural repairs. After that, your pro will begin the build-back process and install finishes to restore your home to its previous condition.

The Madison, MN homeowners’ guide to chimney sweeping services

From average costs to expert advice, get all the answers you need to get your job done.

See all articles

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Knowing how to use a creosote sweeping log for additional maintenance in between your annual chimney sweep can help keep your home safe from fires.