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Avatar for HLC Property AppraisalsR

HLC Property AppraisalsR

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HLC Property AppraisalsR

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5 years of experience

Fair, Unbiased & Quality Residential Property Appraisals for all needs. Providing services for Single family, 2-4 Multi Family, Single Unit Condo, Land, High End Construction and Waterfront properties throughout Southern Maine.

Fair, Unbiased & Quality Residential Property Appraisals for all needs. Providing services for Single family, 2-4 Multi Family, Single Unit Condo, Land, High End Construction and Waterfront properties throughout Southern Maine.


Keller Williams realty

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Keller Williams realty

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Im a realtor with Keller Williams Realty. I legally represent people buying and selling properties in the state of Maine. Keller Williams has the latest most innovative technologies leading the industry in how homes are bought and sold. When working with me you get a knowledgeable professional agent committed to negotiating on your behalf.

Im a realtor with Keller Williams Realty. I legally represent people buying and selling properties in the state of Maine. Keller Williams has the latest most innovative technologies leading the industry in how homes are bought and sold. When working with me you get a knowledgeable professional agent committed to negotiating on your behalf.


Straight Line Appraisal, Inc.

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Straight Line Appraisal, Inc.

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Free onsite estimate

I have been appraising properties in Maine and New Hampshire since 1998. I am Certified and FHA approved as well. The primary counties I cover are: Cumberland, York, Oxford and Androscoggin but i do cover the entire state of Maine. I specialize in unique complex properties that are hard to access like island properties, mountain side, extremely rural and seasonal properties.

I have been appraising properties in Maine and New Hampshire since 1998. I am Certified and FHA approved as well. The primary counties I cover are: Cumberland, York, Oxford and Androscoggin but i do cover the entire state of Maine. I specialize in unique complex properties that are hard to access like island properties, mountain side, extremely rural and seasonal properties.


Points East Appraisal

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Points East Appraisal

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Detail oriented residential real estate appraisals specializing in estate, investment, mortgage, divorce and pre-listings. Owner operated and working in real estate appraising in Maine since 2012.

Detail oriented residential real estate appraisals specializing in estate, investment, mortgage, divorce and pre-listings. Owner operated and working in real estate appraising in Maine since 2012.


Crown Roofing and Remodeling

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Crown Roofing and Remodeling

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24 years of experience

Here at Crown Roofing and remodeling we are proud of our work and pay the utmost attention to detail. "If we wouldn't do it to OUR house we wouldn't do it to yours!!!! There's a total of 6 outstanding professional and positive workers that make the foundation of this great company **We offer daily discounts to elderly and veterans** FREE ESTIMATES FULLY INSURED

Here at Crown Roofing and remodeling we are proud of our work and pay the utmost attention to detail. "If we wouldn't do it to OUR house we wouldn't do it to yours!!!! There's a total of 6 outstanding professional and positive workers that make the foundation of this great company **We offer daily discounts to elderly and veterans** FREE ESTIMATES FULLY INSURED



Avatar for Mike Murgatroy CrossCountry Mortgage

Mike Murgatroy CrossCountry Mortgage

4.94(
503
)

Mike Murgatroy CrossCountry Mortgage

4.94(
503
)
Customers say: True professional
Recommended by 97% of Angi customers
Recommended by 97% of HomeAdvisor customers

Mike Murgatroy has 24 years of lending experience and is an Angi Super Service Award recipient 2012-2022. Mike is also ranked in the top 1% mortgage originators in the United States. With integrity at the core of his values, you can rest assured that Mike Murgatroy will give you informed detailed mortgage advice, the same he would recommend to his own family. We pride ourselves on having a transparent process which we will walk you through every step of the way. Start your application process today by visiting themurgteam.com and find out why so many others continue to bring their business to Mike Murgatroy. NMLS ID# 60099; http://www.nmlsconsumeraccess.org

"It went great again. I am a repeat customer. They are professional, organized, and they perform like a well oiled machine. From the application process to the closing A+++++++ They do what they say they are going to do in a timely manner. I cannot say enough about this team. Thank you for another great experience Michael, Peter, Monica, and Connie."

Joseph V on March 2022

Mike Murgatroy has 24 years of lending experience and is an Angi Super Service Award recipient 2012-2022. Mike is also ranked in the top 1% mortgage originators in the United States. With integrity at the core of his values, you can rest assured that Mike Murgatroy will give you informed detailed mortgage advice, the same he would recommend to his own family. We pride ourselves on having a transparent process which we will walk you through every step of the way. Start your application process today by visiting themurgteam.com and find out why so many others continue to bring their business to Mike Murgatroy. NMLS ID# 60099; http://www.nmlsconsumeraccess.org

"It went great again. I am a repeat customer. They are professional, organized, and they perform like a well oiled machine. From the application process to the closing A+++++++ They do what they say they are going to do in a timely manner. I cannot say enough about this team. Thank you for another great experience Michael, Peter, Monica, and Connie."

Joseph V on March 2022

Property Appraiser questions, answered by experts

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

Yes, the age of your home can impact its value. However, age is just one of many factors that will have an effect. An older home may be perceived as needing more work and maintenance, but if you’ve kept up with repairs or done any renovations, this will increase its value. Buyers will also consider the size of the house, location, and how nearby homes are priced. Lastly, value also depends on whether it’s a buyer or seller’s market.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

While parts of the appraisal are out of your control, there are some things you can do to potentially raise the home’s value. You can make necessary repairs and upgrades before the appraiser visits—an appraiser can only value what is currently part of the home, not its potential. You can also provide the appraiser with the cost of recent upgrades. The appraiser will likely increase the value of your home by about 50% or more of what you paid for those improvements.

The entire appraisal process takes from seven to 10 days. This timeline accounts for the many steps of the appraisal process, including the post-inspection report completed by the appraiser.

Home appraisal services include the following tasks:

  • Inspect home interior and exterior

  • Evaluate materials, features, fixtures, and renovations

  • Review comparable properties

  • Write an appraisal report

The Kennebunk, ME homeowners’ guide to property appraisals

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