Can I use an appraisal to get homeowners insurance?

• <div><p>Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different <a href="https://www.angi.com/articles/types-of-home-inspections.htm">types of home inspections</a> available and may not reveal potential risks that you’ll want to know about. </p></div>

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Q: How long is an FHA appraisal good for?

• <div><p>An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.</p></div>

Q: Do sellers usually lower their asking price after the appraisal?

• <div><p>In cases where an appraisal comes in lower than an offer price, sellers might opt to lower their asking price to meet the appraisal, especially if the market is slow, and replacing the offer with a higher one may take a long time. Sellers can also offer to make repairs to boost the appraised value, <a href="https://www.angi.com/articles/how-find-home-appraiser.htm">hire another appraiser</a> to get a second opinion, or just move on to another offer that isn&rsquo;t contingent on the buyer getting a mortgage or an appraisal inspection.</p></div>

Q: Does a smart home increase property value?

• <div><p>A comprehensive smart home system can be really attractive to buyers and increase the value of your property. Components such as a smart security system, smart lawn and garden systems, and smart appliances can all drive up the value of your property.</p></div>

Q: Do basketball hoops raise property value?

• <div><p>While there's not a lot of definite research, some experts suggest that an in-ground or wall-mounted basketball hoop can add value to your home by increasing curb appeal. In addition, having a basketball hoop is an attractive feature of a house since it promotes physical activity, especially for children. </p></div>

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Verified Reviews for Antique And Jewelry Appraisal pros in Addison, ME

*The Angi rating for Antique And Jewelry Appraisal companies in Addison, ME is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

*The HomeAdvisor rating for Antique And Jewelry Appraisal companies in Addison, ME is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

Last update on September 02, 2023

Reviewed in September 2023
Excellent job and beautiful work! Very professional, trustworthy and great to work with. I would definitely use them again and highly recommend them to anyone that needs a job done right.
Downeast Cabin Builders
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Reviewed in August 2023
Mr. Dionnes attention to detail was unparalleled. He patiently and accurately prepared the walls, filling in imperfections and ensuring a smooth and even job would be preformed on the wall in my home. It was evident that he takes pride in his work, meticulously examining every nook and cranny to...
Dionne Remodeling
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Reviewed in July 2023
Ayanna has a great sense for design and flow! She helped me de clutter and and work with the space to transform a small one-bedroom apartment with a home office into a an inviting and functional home. Highly recommend!
O.C.D. Specialist LLC
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Reviewed in July 2023
Jeffery responded quickly to the request and assessed the situation. He completed the job on time and communicated the specific needs of the project. I would hire him again and would recommend him to others.
D&M Earthworks
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Reviewed in April 2023
Great work and definitely would recommend to anyone who needs gutters on time and reasonable priced
Jeffrey M. Handyman Service
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Reviewed in February 2023
Very professional and detailed work
C P Hanscom and Son's LLC
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Reviewed in February 2023
I hate painting so I tried out JH. They got the job lol done efficiently and with great quality. We have a lot of stuff from moving and they made sure everything was properly covered and remained paint-free. Professional, friendly, and a job well done!
JH Paint Company
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Reviewed in February 2023
They were very attentive, courteous, kind, and otherwise just top notch professional people throughout the process. I was glad to find them to take down a tree for my father and I would highly recommend them.
Sons Of Thunder Tree Service
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Reviewed in September 2021
Dave and his crew were exceptional. From the assessment stage to the project’s end, Family Roofing was thorough and professional. I would definitely work with them again.
Family Roofing
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Reviewed in August 2021
They arrived on time and did what they said they would do. Completed in one day and it looks good. Time will tell on how good their work is. I would use them again.
A.R.P. Exterior Renovation & Maintenance
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Antiques and Jewelry Appraisals questions, answered by experts

Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different types of home inspections available and may not reveal potential risks that you’ll want to know about.

An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.

In cases where an appraisal comes in lower than an offer price, sellers might opt to lower their asking price to meet the appraisal, especially if the market is slow, and replacing the offer with a higher one may take a long time. Sellers can also offer to make repairs to boost the appraised value, hire another appraiser to get a second opinion, or just move on to another offer that isn’t contingent on the buyer getting a mortgage or an appraisal inspection.

A comprehensive smart home system can be really attractive to buyers and increase the value of your property. Components such as a smart security system, smart lawn and garden systems, and smart appliances can all drive up the value of your property.

While there's not a lot of definite research, some experts suggest that an in-ground or wall-mounted basketball hoop can add value to your home by increasing curb appeal. In addition, having a basketball hoop is an attractive feature of a house since it promotes physical activity, especially for children.

The Addison, ME homeowners’ guide to antique and jewelry appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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