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It depends on the reason for the sagging floors, but since sagging floors are usually a sign of foundation damage that you could have avoided, chances are your homeowners insurance policy will not cover the necessary repairs. Not only that, but your provider likely won’t cover the actual foundation damage that is causing the issue either, as it’s considered an avoidable type of damage, and negligence isn’t covered by most insurers.

If you are ready to work on replacing floorboards but discover that your hardwood floor type has been discontinued, there are some options. You can get a piece of unfinished wood in the same wood type and thickness and stain it yourself. Also, consider contacting the manufacturer to see what similar products they may have in their product line that may work for you. Otherwise, you can contact a speciality company to customize exactly what you need.

Houses naturally settle over time, but they should settle uniformly with no apparent settling in one spot. If your floor is uneven but only in a particular area of your home, differential settlement could be the problem. This can be caused by improper drainage, erosion, expanding soil, earthquake activity, or poor construction techniques.

If you have mold under your vinyl flooring, it’s recommended that you have it ripped out and start fresh. Mold isn’t something to take lightly and should involve a visit from a professional who can both test and identify the mold. If you’re determined to remedy it yourself, wear all the proper protective equipment—eye goggles, a high N-rated mask, and long, disposable gloves.