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TRUSTED BY GARDNER, MA HOMEOWNERS

  • Average homeowner rating star icon4.6
    Average homeowner rating
  • Verified reviews icon17
    Verified property appraisals reviews

Find Property appraisers in Gardner

Avatar for Cullen Real Estate and Appraisal Company
Cullen Real Estate and Appraisal Company
4.9(
444
)

Serving Gardner, MA and surrounding areas

Approved

In business since 1990

Free estimates

Emergency services offered

"Very positive experience working with Cullen Real Estate and Appraisal. They were able to accommodate my schedule for the property inspection and communicated frequently. Tom, the lead appraiser, was knowledgeable, friendly, prompt, and able to answer all of my questions. The best part is that we received a complete, well-researched report within just a couple of business days...super fast turnaround! I would certainly recommend Cullen to anyone looking for a truly professional company to appraise their property."
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Land Appraisal

+3

Response time4 hrs
26 neighbors recently requested a quote
Recommended by98%of homeowners
Avatar for New England Home Renovations LLC
New England Home Renovations LLC
4.0(
311
)

Serving Gardner, MA and surrounding areas

In business since 1983

Free estimates

Emergency services offered

"Excellent communications before our appointment and honest appraisal of the property advising us to find something else needing less work (less money for him).  He pointed out many things we missed in our first look at the property.  Very invaluable and we will use him in the future"
Before
After's
New boiler install
Removal of cast Iron to PVC.
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+37

Recommended by89%of homeowners
Avatar for LifeCycle Transitions
LifeCycle Transitions
3.8(
175
)

Serving Gardner, MA and surrounding areas

In business since 2007

Free estimates

Emergency services offered

"The Deal was vague and did not explain that it did not include simple carpentry.  I did send them pictures 3 weeks ago letting them know what I needed done, and they didn't let me know until yesterday that this was not a handyman job.  They were very polite.  They were also very willing to work with me.  They suggested adding $200 additionally to get a carpenter, for what I needed."
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+49

Recommended by77%of homeowners
Avatar for Hub Appraisal
Hub Appraisal
5.0(
2
)

Serving Gardner, MA and surrounding areas

In business since 1999

Free estimates

Credit card accepted

Professional Massachusetts Licensed Certified Residential Appraiser and long time real estate Broker serving Worcester County and all of Central Massachusetts. \n\nAvailable for consultation concerning divorce proceedings, estate planning, probate, inheritance, private sale or purchases, Pre-listing valuations, Short Sale workout, Pre-Foreclosure, Ugly Home valuation, tax abatement or any service or consultation involving residential real estate.\n\nOne quick call and help is on its way.

Response time3 days
Recommended by100%of homeowners
Interstate Appraisal Services
New to Angi

Serving Gardner, MA and surrounding areas

In business since 2004

We take great pride in our 24 years of experience, expertise, quality, and customer service that we provide to meet the consumer's needs. It is our mission to provide excellent workmanship and complete customer satisfaction, from the start to the completion of a project. In order to understand the needs and expectations of our customers, we take great care to work and communicate with every customer in a professional manner. Our reputation is based on service, safety, and quality, regardless of how large or small the job. M-f 8-5

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Property Appraiser questions, answered by experts

While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location’s real estate market and the specifics of the basement and how it was finished. 

The cost to appraise a home depends on the type. Common types include:

  • Single-family homes: $300–$400

  • FHA or VA single-family homes: $400–$500

  • Condominium: $300–$500

  • Multi-family home: $500–$1,000

  • Apartment building: $1,500–$3,000

  • Commercial properties: $1,400–$10,000

  • Raw land: $1,000–$8,000

As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. 

In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.

Land doesn’t depreciate in the same way that a house, vehicle, or other property does, but it can lose value based on various factors. Environmental changes, nearby development, zoning changes, and economic downturns can all cause land to lose value over time. Value is a comparative figure, so as other related factors change, so can land’s value.

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

The Gardner, MA homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.