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Concrete Repair questions, answered by experts

Yes, it is normal for a block foundation to crack. Some block foundation cracks are more serious than others and indicative of a larger structural problem. On the other hand, minor cracks may not be of immediate concern but should be monitored. Regardless, foundational cracks are not an uncommon response to wear on a structure from time and weather.

Homeowners insurance doesn’t usually cover a sinking foundation. While insurance will cover some kinds of foundation damage, coverage is usually limited to damage from natural disasters, fire, or impact. Foundation sinking is rarely covered by insurance, so it’s a good idea to make repairs early on to avoid costly problems in the future.

Yes, it is worth repairing concrete cracks. Concrete cracks are normal, and they can be hard to keep from appearing. However, it is worth repairing cracks in concrete for many reasons. For example, it’s possible to repair concrete to the point where the repair is almost invisible. Also, if the crack is left alone, it can become bigger and more expensive to fix over time.

You'll find a slurry of natural and synthetic polymers, rubbers, epoxies, and resins used to bond old concrete to new concrete. The right bonding agent depends on the method of concrete pouring you choose and whether you're adhering concrete over concrete or concrete over sand and gravel. Some concrete resurfacing mixtures contain bonding chemicals as well.

It’s usually not a big deal if your foundation sinks between 2 and 3 inches into the ground after construction, provided the settlement occurs evenly. This is usually indicative of normal settlement that occurs as the soil under your home adapts to the weight of the structure. If the home sinks more into the ground or the settlement occurs unevenly, leaving portions of your home to sink further down than others, then call a foundation repair specialist to address the issue and avoid additional damage.

The Virgie, KY homeowners’ guide to concrete repairs

From average costs to expert advice, get all the answers you need to get your job done.