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Top-Rated Custom home builders in Waterloo - Updated Nov 2026

E. E. Brandenberger Construction, Inc.
3.9(
14
)
Find a Custom Home Builder

Serving Waterloo, IN and surrounding areas

Approved

In business since 2010

Free estimates

"Well it has been a challenge not knowing alot and all the allowance seem to not be enough to do what you like to do. First time builders would really understand the allowance portion of building and the hidden cost that occur. My builder has been great and helpful, but first time builders purchase your own lights and other things if you can ther is alot of markup in the construction home process. Look over your allowance real good cannot stress this enough make sure it will cover what you plan on doing do they run driveway cement to the road , do you have dimensional or 3 way shingles demensional or the best. Don't allow all carpet in a nice expensive home make sure your allowed to create your ideas and not cut short."
Response time5 days
13 neighbors recently requested a quote
Recommended by83%of homeowners
Avatar for Raber Framing LLC
Raber Framing LLC
New to Angi
Find a Custom Home Builder

Serving Waterloo, IN and surrounding areas

Approved

In business since 2017

Free estimates

Offers commercial services

Here Raber Framing, we pride our company on reliability, great communication, integrity, and quality work. We locally owned and operated. We strongly believe in giving our absolute best in all of our projects no matter how big or small. We are experts in our trade and will always keep you educated on your particular task or project. We look forward to earning your business! \n \n

New Constuction
New Constuction
Response time2 days
Response rate86%
2 neighbors recently requested a quote
Avatar for Inspiration Construction LLC
Inspiration Construction LLC
4.9(
10
)
Find a Custom Home Builder

Serving Waterloo, IN and surrounding areas

In business since 2001

Free estimates

Small jobs welcome

"We were very pleased with the outcome of the customer deck Inspiration Construction built onto our home. They customized all facets of the build. I would highly recommend them for any of your home projects!!!"
New deck install
New deck install
New deck install
New deck and pergola install
Deck and stamp patio install

+2

Response time11 hrs
Response rate99%
Recommended by88%of homeowners
Avatar for Jacobs Ladder LLC
Jacobs Ladder LLC
5.0(
6
)
Find a Custom Home Builder

Serving Waterloo, IN and surrounding areas

Free estimates

Emergency services offered

We have the experience and dedication to bring your dreams to reality! We guarantee your satisfaction, and we won’t leave until the job is done right. Our team has quality experience in this industry, and we make sure our customers are happy before we leave. Call or click to schedule an estimate today!

New shingles an standing seam medel roof
Brand new stamped concrete steps
Outside hang out spot
Roofing Project
Remodel

+24

Recommended by100%of homeowners
Avatar for CALIBER CONSTRUCTION
CALIBER CONSTRUCTION
4.2(
53
)
Find a Custom Home Builder

Serving Waterloo, IN and surrounding areas

In business since 2004

Free estimates

Emergency services offered

"The work done was great. They are slow on scheduling and not the best about communicating with customers. From initial contact to job completion, it took several months. Granted, there was a lot of work to be done in the area due to hail, but we didn't receive any communication regarding scheduling for a long time. I would call and ask about the date they were to start and was told we were the next project on the list. I would call back the next week with the same response - we were the next on the list - for over a month. They will go to bat for you with insurance companies and know the insurance business very well. Yes, the length of time it took to get the job done was quite a bit longer than I would have liked, the job was done very well and the crew was always very friendly and professional. We would use them again.
"
Recommended by88%of homeowners
Avatar for American Home Shield – Home Warranty
American Home Shield – Home Warranty
3.5(
5,689
)
Find a Custom Home Builder

Serving Waterloo, IN and surrounding areas

In business since 1971

Credit card accepted

"service provider sent by American Home Shield was excellent. The only issue I have with home warranty services is that they do not send their repair companies out on the week-end, even in an emergency. The customer service personnel is less than enthusiastic or helpful."
Additional Photos
Additional Photos
Additional Photos
Additional Photos
Additional Photos

+2

Recommended by65%of homeowners
Avatar for Elite Homes & Exteriors LLC
Elite Homes & Exteriors LLC
5.0(
2
)
Find a Custom Home Builder

Serving Waterloo, IN and surrounding areas

In business since 2023

Free estimates

Credit card accepted

Elite Homes & Exteriors elevates properties with exquisite craftsmanship and attention to detail. We transform houses into dream homes, enhancing curb appeal and creating luxurious outdoor living spaces. Our commitment to quality ensures lasting beauty and value for every project. From initial consultation to final touches, we provide a seamless and personalized experience. Discover the difference that exceptional service and unparalleled expertise can make for your home.\n

Waters Edge
Pool house
Build garage
House remodel
Build garage

+12

Recommended by100%of homeowners
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Custom Home Builders FAQs, answered by experts

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

Craftsman-style homes are predominantly found in the Western United States, specifically in Southern California, where the style originated. Since the climate was mild and there was access to plenty of natural resources, Southern California became a hub for this style at its inception. That being said, if you consult with an architect near you, you can have a Craftsman-style home anywhere.

The term “cottage” is subjective, so there’s no rigid definition, but it generally refers to a small home with simple and purposeful architecture that embraces nature and focuses on charm over everything else. Cottages are typically 1 or 1 1/2-stories tall, usually with gabled roofs, and are built out of natural materials that help make the structure a part of the surrounding nature rather than something that stands out from it. A big part of what makes a cottage a cottage is the decor, which includes natural materials from the nearby area.

Remodeling a house is often less expensive than building a new house. You can expect to pay an average of $100 per square foot when you are remodeling. The cost to build a house averages about $150 per square foot. When remodeling, though, some rooms cost more than $100 per square foot and some cost less. Use a home renovation cost estimator to accurately estimate your remodeling costs.

Modular homes last an average of between 50 and 75 years, and high-quality modular homes can last for 100 years with proper maintenance. For comparison, a standard home lasts 50 to 100 years and can push to 150 or longer with good maintenance. Modular homes provide better long-term value in that they are significantly more affordable and can last almost as long, but some buyers are wary of modular home longevity, so the actual value if you sell could be lower.

The Waterloo, IN homeowners’ guide to custom home building

From average costs to expert advice, get all the answers you need to get your job done.