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Lead Testing and Removal questions, answered by experts

Services test for allergens, mold, VOCs, and carbon monoxide levels to ensure a healthy indoor environment.

No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

Professional testing for lead paint costs about $300, ranging from about $250 to $700, depending on the square footage, accessibility, and location. However, testing for lead paint with a DIY home-testing kit costs about $25, but doesn’t guarantee accurate results. The U.S. Environmental Protection Agency (EPA) recommends using a lead test kit that complies with the Lead Renovation, Repair, and Painting (RRP) Rule, which has strict criteria for ensuring a more accurate reading.

Common home surfaces to test for lead include:

  • Walls

  • Windows

  • Doors

  • Molding and trim

  • Railings

When a surface that contains lead dust is disturbed, the dust can float about in the air for roughly an hour before settling again. Since you cannot see the dust, it is important always to wear protective gear when working with any materials that may contain lead paint and to keep children, pets, and others away from the area for as long as possible

Structural problems with the foundation or roof, water damage, and significant plumbing or electrical issues are all considered major red flags in a home inspection. Of these, a structural problem related to the foundation is often the most severe. Foundation repairs are typically the most expensive and intrusive to carry out, averaging around $5,000 but sometimes reaching up to $16,000. Because these problems can pose safety risks and be costly to fix, you should ask your inspector detailed questions about any identified issues. You will need to carefully consider how major problems affect what you’re willing to pay for the home, or if you want to proceed with the sale at all.

The Ashley, IN homeowners’ guide to lead testing and removal services

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