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It depends on the reason for the sagging floors, but since sagging floors are usually a sign of foundation damage that you could have avoided, chances are your homeowners insurance policy will not cover the necessary repairs. Not only that, but your provider likely won’t cover the actual foundation damage that is causing the issue either, as it’s considered an avoidable type of damage, and negligence isn’t covered by most insurers.

Many types of flooring can cover tiles, including vinyl, vinyl plank, engineered wood, carpet, and hardwood. The most common are various types of vinyl and engineered woods because of their versatility. However, as long as the tile floor is in good condition, you can install a flooring that fits your vision for the space. 

If there’s minimal buckling and it was caused by minor moisture damage, the planks may lay flat again once you’ve addressed the underlying issue. However, laminate floors that have experienced significant moisture damage won’t lay flat and must be replaced. If the issue only affects one or two boards, you can replace them yourself relatively easily. However, it’s best to call a pro if the problem is more widespread.

It’s true: Fido’s claws can scratch up your nice engineered hardwood floors since the top layer is made of exposed hardwood. For this reason, pet owners may want to opt for the more durable laminate flooring options that offer the appearance of hardwood without the vulnerability to scuffs and scratches. As a bonus, laminate flooring is also less expensive than engineered hardwood.