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*The Angi rating for Property Appraisal companies in Sumner, IL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in Sumner, IL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on December 09, 2025

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BAUER & BAUER AUCTIONEERS

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BAUER & BAUER AUCTIONEERS

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93 years of experience

Bauer Auction offers full auction & appraisal services. We have a Weekly Consignment Auction every Tuesday at our building in Mattoon, IL. We have a monthly Antique & Collectible auction the 2nd Sunday of Every month (except May on Mother's day, then we move it to the 3rd Sunday). We also have a traveling auction service that can auction full estates, businesses, real estate and large equipment on site.

Bauer Auction offers full auction & appraisal services. We have a Weekly Consignment Auction every Tuesday at our building in Mattoon, IL. We have a monthly Antique & Collectible auction the 2nd Sunday of Every month (except May on Mother's day, then we move it to the 3rd Sunday). We also have a traveling auction service that can auction full estates, businesses, real estate and large equipment on site.

Iowa Land Management and Real Estate Company

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Iowa Land Management and Real Estate Company

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42 years of experience

Farm management, real estate and appraisal services in Iowa, Minnesota, and Illinois. Current managers have over 30 yrs experience handling absentee landowners properties by essentially stepping into the shoes of the landowner, in consultation with the landowner/client.

Farm management, real estate and appraisal services in Iowa, Minnesota, and Illinois. Current managers have over 30 yrs experience handling absentee landowners properties by essentially stepping into the shoes of the landowner, in consultation with the landowner/client.

Property Appraiser questions, answered by experts

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

Typically during transactions or refinancing, or whenever significant improvements are made.

Some appraisers hold a Member of the Appraisal Institute designation. This accolade is the highest credential property appraisers can earn. An MAI appraisal is typically used for commercial properties.

While your lender will likely recommend an appraiser, you can also hire a professional home appraiser on your own. Choose someone who is experienced in your type of residential property, and ensure they hold all of the necessary credentials that your state or region requires.

Around 1-2 weeks, including inspection and reporting time for an official evaluation.

While parts of the appraisal are out of your control, there are some things you can do to potentially raise the home’s value. You can make necessary repairs and upgrades before the appraiser visits—an appraiser can only value what is currently part of the home, not its potential. You can also provide the appraiser with the cost of recent upgrades. The appraiser will likely increase the value of your home by about 50% or more of what you paid for those improvements.

The Sumner, IL homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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