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Fowler Home Inspection Services
2.3(
6
)

Serving Sumner, IL and surrounding areas

Emergency services offered

Credit card accepted

"The insurance money was in the bank in which the loan for the house is from.
My banker wanted a bid and a waiver of lien to be given them BUT John Fowler never produced one to me.
My banker also wanted receipts from Fowler and I told Mr Fowler that I needed the waiver signed and all receipts as he buys
any items.  Mr Fowler say OK, but he never signed till the very end and I had to hold money till he did signed it.
As for the receipts, never did he give me any but at the end, he took all at once to the bank to give to them.  I decided to go to the bank and get copies of the receipts but beat him there and so I got a copy plus he got a copy and the bank got the originals.
My banker was great on this as we went over the receipts and I went home and did it again, more then once.
What got me most of all was he kept asking my insurance adjustor what kind of money I was going to get and using my name saying I also wanted to know.  To me, he had no reason to do this, ever.
Fowler charged my insurance for saws of $200.00 and other items plus an account that didn't have any thing to do with me and had no proof that it was plus another account.  All and all, Fowler charged my insurance to pay him $2,588.17.  His bonus money and since he broke our hand shake, didn't get anymore bonus money.
Trust, no way, the work, fine but I had to hold back more money as he didn't finish a few little things that needed to get done and so I had to hold that money just to get his men back.
He said he hates lairs!   He needs to read a dictionary on what a liar is.   I will never use him again for anything and he asked me to allow him to inspect all my rentals as he does that to.  NOPE, can't trust him, hand shake or not, can't trust him.
"
Recommended by25%of homeowners
Asbestos Removal questions, answered by experts

By using PPE, sealing work areas, and following containment procedures.

If you know your popcorn ceiling has asbestos, you should not attempt to clean it. It simply is not possible to learn how to clean asbestos safely without potentially releasing microscopic fibers into the air that could lead to severe illness in the future. Avoid disturbing or cleaning the ceiling until the asbestos removal company can get rid of the popcorn ceiling.

If you suspect exposure to asbestos, prioritize seeking medical advice by informing your healthcare provider about the potential exposure with clear details about the circumstances that led to the exposure. Regular health check-ups and screenings if you work in high-risk industries or live in a home with asbestos are essential for early detection of any asbestos-related conditions. You should also consider consulting occupational health experts or legal professionals for guidance on potential next steps and preventive measures.

Typically, homeowners insurance does not cover asbestos removal or abatement. Most policies exclude coverage for pollutants, contaminants, and hazardous materials, which includes asbestos. Because asbestos is often considered a pre-existing condition in older homes, its removal is usually viewed as a maintenance expense rather than an insurable loss. However, there is a key exception: if asbestos-containing materials are discovered or disturbed due to a covered event, such as a fire or storm, your policy may cover the abatement as part of the necessary repairs. For example, if a storm damages your roof and an insurance adjuster discovers asbestos while inspecting the damage, the policy might pay for the removal cost. If removal is not covered and is outside your budget, you might consider encapsulating the asbestos. The viability of this option depends on the condition of the contaminated materials. It is recommended to speak with an asbestos abatement specialist to understand your options.

According to the National Cancer Institute, asbestos-related diseases can take anywhere from 10 to 40 years for symptoms to appear. The health risks increase with prolonged and heavier exposure. Risk factors also include:

  • Amount of exposure

  • Chemical makeup, size, and shape of the asbestos fibers

  • Length of time a person is exposed to asbestos

  • Genetic factors 

  • Source of exposure (direct exposure or secondhand exposure from someone directly exposed)

The Sumner, IL homeowners’ guide to asbestos removal services

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