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When deciding whether or not to turn off your pump, you should consider your area’s climate and the aquatic life in your pond. If you live in an area with freezing winter temperatures and don’t have any wildlife, keeping your pump on could damage it. If you have aquatic life but live in a colder climate, you might consider keeping your pump running and adding a pond heater.

Yes, it is possible to make a fountain without a pump, though it may seem less intuitive and will require a bit more effort to use. In lieu of an electric pump, there are a few options including hand-cranked pumps or sprinkler systems that can work to provide water for a fountain.

Like pools, ponds can be a safety risk, so they may increase your homeowners insurance. Be sure to let your insurance company know if you build a pond on your property—they may have safety requirements in order to keep your premium from increasing. 

Though there are a lot of factors that go into caring for a koi pond, the most important maintenance you can do is frequent water checks using a koi pond test strip that checks the water for dangerous conditions.  In addition to regular pond maintenance costs, you’ll also need to winterize your koi pond if you live in a colder area.